Garrard County property record for 422 Thompson Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1994 |
| Lot Size | 1.67 acres (73,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Nov 2025) |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-45.01 |
| Primary APN | 24-45.01 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 73,094 sqft (1.67 acres) |
| Sewer | Connected |
|---|
| Account Number | 24749 |
|---|---|
| Street Address | 422 THOMPSON RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR A 1.678 AC & BUILDING |
| Legal Tract | A |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970102 |
422 Thompson Rd is owned and occupied by an individual who bought it in November 2025.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 THOMPSON RD, LANCASTER, KY 40444-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Mar 6, 2023 | Deed, Transfer |
| Mar 11, 2014 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | Mar 6, 2023 · Amount on File |
| Deed Document Number | 2025201693 |
| Deed Book / Page | 334 / 907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 25, 2025 |
| Property Address | 422 THOMPSON RD, LANCASTER, KY 40444-9513 |
| Document Number | 00D334/907 |
| Book / Page | D334 / 907 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 201693 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4760 AGAPE DR, LEXINGTON, KY 40514-1475 |
| Name | Verified Name |
|---|---|
| Address | 422 THOMPSON RD, LANCASTER, KY 40444-9513 |
| Document Number | 0000201698 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 201698 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 6, 2023 |
| Property Address | 422 THOMPSON RD, LANCASTER, KY 40444-9513 |
| Document Number | 00D320/166 |
| Book / Page | D320 / 166 |
| Map Reference | DB 131 PG 559 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 174445 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 ANGELA TRL, NICHOLASVILLE, KY 40356-2664 |
| Name | Verified Name |
|---|---|
| Address | 407 N 2ND ST APT 108, 108, NICHOLASVILLE, KY 40356-1184 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 11, 2014 |
| Property Address | 422 THOMPSON RD, LANCASTER, KY 40444-9513 |
| Document Number | 0000274/17 |
| Book / Page | 274 / 17 |
| Instrument Date | Mar 7, 2014 |
| Instrument | 119963 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7410 IVERSON PL, PASO ROBLES, CA 93446-9386 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 348 THOMPSON RD, LANCASTER, KY 40444-9513 |
The 2025 property tax bill for 422 Thompson Rd was $1,439, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,900 (+14.3%) Land $34,000 Building $125,900 | $159,900 (+14.3%) Land $34,000 Building $125,900 | |
| 2025 | $1,439.00 (-0.48%) | $139,900 (-) Land $30,000 Building $109,900 | $139,900 (-) Land $30,000 Building $109,900 |
| 2024 | $1,446.00 (+8.72%) | $139,900 (+11.92%) Land $30,000 Building $109,900 | $139,900 (+11.92%) Land $30,000 Building $109,900 |
| 2023 | $1,330.00 (+571.72%) | $125,000 (+575.68%) Land $25,000 Building $100,000 | $125,000 (+575.68%) Land $25,000 Building $100,000 |
| 2022 | $198.00 | $18,500 Land $18,500 | $18,500 Land $18,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 422 Thompson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 Thompson Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
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