208 Thompson Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 208 Thompson Rd, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · built 1940
Lot Size	18 acres (786,302 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Mar 2007)
Tax Bill	$823 (2025)
Deeds & Mortgages	Mar 2007 Mortgage Mar 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-44`

Property Details

APN / Parcel Number

Primary APN	`24-44`
Alternative APN	`12120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	786,302 sqft (18 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	12120
Street Address	208 THOMPSON RD
City	LANCASTER
State	KY
Zip	40444-9513
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2019
Census Tract	970102

Owner

208 Thompson Rd, a rural home, is owned and occupied by an individual who bought it in March 2007.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	208 THOMPSON RD, LANCASTER, KY 40444-9513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2007	Deed of Trust, Mortgage · Conventional Mortgage HOMELOAN USA CORPORATION
Mar 1, 2007	Deed, Transfer · Conventional Mortgage HOMELOAN USA CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2007 · Amount on File
Deed Sale	Mar 1, 2007 · Amount on File
Deed Document Number	200782503
Deed Book / Page	243 / 304
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	208 THOMPSON RD, LANCASTER, KY 40444-9513
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 THOMPSON RD, LANCASTER, KY 40444-9513

Mortgage

Document Number	00M269/795
Date	Mar 1, 2007
Book Page	M269/795
Instrument	82505

Lender

Name	HOMELOAN USA CORPORATION
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2037

March 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 1, 2007
Property Address	208 THOMPSON RD, LANCASTER, KY 40444-9513
Document Number	00D243/304
Book / Page	D243 / 304
Instrument Date	Feb 23, 2007
Instrument	82503
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 RIDGECREST DR, LANCASTER, KY 40444-7244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 THOMPSON RD, LANCASTER, KY 40444-9513

Mortgage

Document Number	00M269/781
Date	Mar 1, 2007
Book Page	M269/781
Instrument	82504

Lender

Name	HOMELOAN USA CORPORATION
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 208 Thompson Rd was $823, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (-)	$205,000 (+156.25%) Land $205,000
2025	$823.00 (-0.48%)	$80,000 (-) Land $25,000 Building $55,000	$80,000 (-) Land $25,000 Building $55,000
2024	$827.00 (+3.63%)	$80,000 (+6.67%) Land $25,000 Building $55,000	$80,000 (+6.67%) Land $25,000 Building $55,000
2023	$798.00 (-0.87%)	$75,000 (-) Land $25,000 Building $50,000	$75,000 (-) Land $25,000 Building $50,000
2022	$805.00	$75,000 Land $25,000 Building $50,000	$75,000 Land $25,000 Building $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 208 Thompson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Thompson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thompson Rd

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