348 Thompson Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 348 Thompson Rd, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Lot Size	54.3 acres (2,367,486 sqft)
Owner	Individual Name on Record
Tax Bill	$874 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-45.02`

Property Details

APN / Parcel Number

Primary APN	`24-45.02`
Alternative APN	`20056`

Interior

Stories	1 Story

Exterior

Exterior Material	Other
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	2,367,486 sqft (54.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	20056
Street Address	348 THOMPSON RD
City	LANCASTER
State	KY
Zip	40444-9513
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR A 54.350 AC PC 5-394
Legal Tract	A
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2019
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 THOMPSON RD, LANCASTER, KY 40444-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORPORATION
Apr 13, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Recording Date	Apr 8, 2026
Property Address	348 THOMPSON RD, LANCASTER, KY 40444-9513
Document Number	0000213629
Book / Page	470 / 105
Instrument Date	Mar 26, 2026
Instrument	2026213629
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLEAR ADVANTAGE TITLE INC, CLEAR ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 THOMPSON RD, LANCASTER, KY 40444-9513

Mortgage

Document Number	0000213629,
Date	Apr 8, 2026
Book Page	470/105
Instrument	2026213629

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 13, 2018
Property Address	348 THOMPSON RD, LANCASTER, KY 40444-9513
Document Number	000293/262
Book / Page	293 / 262
Map Reference	PL CAB 5 SL 394
Instrument Date	Apr 12, 2018
Instrument	138186
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 OLD CUBA RD, EUBANK, KY 42567-6557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CHERRYWOOD DR, NICHOLASVILLE, KY 40356-9743

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (-)	$285,000 (+235.29%) Land $285,000
2025	$874.00 (-0.57%)	$85,000 (-) Land $15,000 Building $70,000	$85,000 (-) Land $15,000 Building $70,000
2024	$879.00 (-2.77%)	$85,000 (-) Land $15,000 Building $70,000	$85,000 (-) Land $15,000 Building $70,000
2023	$904.00 (-0.99%)	$85,000 (-) Land $15,000 Building $70,000	$85,000 (-) Land $15,000 Building $70,000
2022	$913.00	$85,000 Land $15,000 Building $70,000	$85,000 Land $15,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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