433 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 433 Terhune Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details3,578 sqft · built 1930
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (May 2018)
Tax Bill$20,068 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-03337-0000-00005

Property Details

APN / Parcel Number

Primary APN07-03337-0000-00005
Alternative APN
  • 070333700005

Interior

Stories2 Stories
Building Area3,578 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address433 TERHUNE AVE
CityPASSAIC
StateNJ
Zip07055-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionSOUTHWESTERLY SIDE/TERHUNE AVE
Legal Block3337
Legal Lot Number5
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group1
Census Block1017
Census Tract175601

Owner

433 Terhune Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address433 TERHUNE AVE, PASSAIC, NJ 07055-2448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FEDERAL MORTGAGE CORP
Nov 6, 2019Deed of Trust, Mortgage · Line of Credit
GARDEN SAVINGS FCU
May 22, 2018Grant Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2018 · Amount on File
Deed SaleMay 22, 2018 · Amount on File
Prior SaleApr 18, 2001 · Amount on File
Deed Document Number201822718
Deed Book / Page3314 / 123
Prior Transfer DateMay 23, 2000
Prior Transfer Doc0000169161
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address433 TERHUNE AVE, PASSAIC, NJ 07055-2448
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056102
DateSep 2, 2021
Book PageM17408/250
Instrument2021056102
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
AddressCHESTER, NJ 07930
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address433 TERHUNE AVE, PASSAIC, NJ 07055-2448
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHCOAST T&E INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050639
DateNov 6, 2019
Book PageM15808/0144
Instrument2019050639
Lender
NameGARDEN SAVINGS FCU
TypeCredit Union
AddressPARSIPPANY, NJ 07054
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 5, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateMay 22, 2018
Property Address433 TERHUNE AVE, PASSAIC, NJ 07055-2448
Document Number0000022718
Book / Page003314 / 000123
Instrument DateMar 22, 2018
Instrument22718
Transaction TypeTransfer
Record UpdatedJun 4, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
Tax$715.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 TERJUNE AVE PASSAIC NJ 07055, PASSAIC, NJ 07055

Tax Assessment & Valuation

The 2025 property tax bill for 433 Terhune Ave was $20,068, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471,300 (-) Land $202,500 Building $268,800$471,300 (-) Land $202,500 Building $268,800
2025$20,068.00 (+3.28%)$471,300 Land $202,500 Building $268,800$471,300 Land $202,500 Building $268,800
2024$19,431.00
2023$471,300 Land $202,500 Building $268,800$471,300 Land $202,500 Building $268,800
2022$18,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2004–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Terhune Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

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