422 Stokes Rd, Flora, MS 39071 Property Records

Madison County property record for 422 Stokes Rd, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	5,223 sqft
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on Record
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091I-31-001/01.01`

Property Details

APN / Parcel Number

Primary APN	`091I-31-001/01.01`
Alternative APN	`39218`

Interior

Building Area	5,223 sqft Adjusted Area

Exterior

Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Account Number	39218
Old Parcel Number	091I-31 -001/01.01
Street Address	422 STOKES RD
City	FLORA
State	MS
Zip	39071-9570
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A1
Legal Description	5.02 AC OUT OF THE W 1/2 SE 1/4 W OF ROAD
Legal Range	01E
Legal Township	09N
Legal Section	31
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4011
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 STOKES RD, FLORA, MS 39071-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2020	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2005
Deed Sale	Aug 2, 2005
Prior Sale	Apr 4, 2019
Deed Document Number	0019480432
Last Transfer Date	Jan 4, 2021
Transfer Doc	0000914717
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jan 4, 2021
Property Address	422 STOKES RD, FLORA, MS 39071-9570
Document Number	0000914717
Book / Page	003968 / 000710
Instrument Date	Sep 2, 2020
Instrument	914717
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	422 STOKES RD, FLORA, MS 39071-9570
Document Number	0000897310
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	422 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	0000897310
Date	Jul 28, 2020
Book Page	003887/000810
Instrument	897310

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 27, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,142.00 Homeowner's exemption	$47,720 (-)	$477,200 (-) Land $50,200 Building $427,000
2024	$4,142.00
2023	$4,142.00 Homeowner's exemption	$47,720	$477,200 Land $50,200 Building $427,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	112 / 64

Cell Coverage

5G and 4G LTE (outdoors only)

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