416 Stokes Rd, Flora, MS 39071 Property Records

Madison County property record for 416 Stokes Rd, Flora, MS 39071 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2,761 sqft · built 2004
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`091I-31-001/06`

Property Details

APN / Parcel Number

Primary APN	`091I-31-001/06`
Alternative APNs	`091I-31-001/06.00` `38520`

Interior

Stories	1 Story
Building Area	2,761 sqft Adjusted Area
1st Floor Area	2,580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	218,671 sqft (5.02 acres)
Pool Area	1,360 sqft
Patio Area	400 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	38520
Old Parcel Number	091I-31 -001/06.00
Street Address	416 STOKES RD
City	FLORA
State	MS
Zip	39071-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.02 AC IN SE1/4 (LOT 16)
Legal Range	01E
Legal Township	09N
Legal Section	31
Legal Lot Number	16
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4011
Census Tract	30302

Owner

Source: Madison County records · APN 091I-31-001/06

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 STOKES RD, FLORA, MS 39071-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer ANGEL OAK HM LOANS
Aug 21, 2020	Deed of Trust, Mortgage CITIZENS NAT'L BK/MERIDIAN
Mar 06, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Oct 17, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANCORPSOUTH
Apr 04, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 08, 2018	Warranty Deed, Construction Loan · Line of Credit RENASANT BK
Apr 03, 2018	Warranty Deed, Transfer CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Prior Sale	Apr 03, 2018
Deed Document Number	0003906744
Deed Book / Page	3906 / 744
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 31, 2020
Property Address	416 STOKES RD, FLORA, MS 39071-9570
Document Number	0000900993
Book / Page	003906 / 000744
Instrument Date	Aug 28, 2020
Instrument	900993
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	900994
Date	Aug 31, 2020
Book Page	003906/000747
Instrument	900994

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	416 STOKES RD, FLORA, MS 39071-9570
Document Number	0000901647
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	0000901647
Date	Sep 08, 2020
Book Page	003910/000476
Instrument	901647

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	MADISON, MS 39110

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 07, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.49%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	416 STOKES RD, FLORA, MS 39071-9570
Document Number	0000887585
Instrument Date	Mar 06, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	416 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	0000887585
Date	Mar 23, 2020
Book Page	003830/000426
Instrument	887585

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 22, 2025

Interest

Rate Type	Adjustable Rate

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Oct 17, 2019
Property Address	416 STOKES RD, FLORA, MS 39071-9570
Book / Page	003776 / 000780
Instrument Date	Sep 17, 2019
Instrument	877878
Transaction Type	Construction Loan
Record Updated	Nov 01, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 WHISPER LAKE BLVD MADISON MS 391107942, MADISON, MS 39110-7942

Mortgage

Document Number	0000877878
Date	Oct 17, 2019
Book Page	003776/000780
Instrument	877878

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 16, 2020

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 04, 2019
Property Address	416 STOKES RD, FLORA, MS 39071-9570
Document Number	0000861600
Book / Page	003706 / 000885
Instrument Date	Apr 04, 2019
Instrument	861600
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	422 STOKES RD FLORA MS 39071, FLORA, MS 39071

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Nov 08, 2018
Property Address	416 STOKES RD, FLORA, MS 39071-9570
Document Number	0000853641
Book / Page	003665 / 000236
Instrument Date	Oct 26, 2018
Instrument	853641
Transaction Type	Construction Loan
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 STONE CREEK DR MADISON MS 391105058, MADISON, MS 39110-5058

Mortgage

Document Number	853642
Date	Nov 08, 2018
Book Page	003665/000240
Instrument	853642

Lender

Name	RENASANT BK
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 07, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 03, 2018
Property Address	416 STOKES RD, FLORA, MS 39071-9570
Document Number	0000836344
Book / Page	003586 / 000427
Instrument Date	Apr 02, 2018
Instrument	836344
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	836345
Date	Apr 03, 2018
Book Page	003586/000431
Instrument	836345

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39305

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 02, 2033

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,557.00 Homeowner's exemption	$30,687 (-)	$306,870 (-) Land $50,200 Building $256,670
2024	$2,557.00
2023	$2,557.00 Homeowner's exemption	$30,687	$306,870 Land $50,200 Building $256,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
Ozborn Communications	Fixed Wireless (licensed-by-rule)	301 / 172

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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