408 Stokes Rd, Flora, MS 39071 Property Records

Madison County property record for 408 Stokes Rd, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	4,897 sqft · built 2017
Lot Size	5.02 acres (218,671 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`091I-31-001/05`

Property Details

APN / Parcel Number

Primary APN	`091I-31-001/05`
Alternative APNs	`091I-31-001/05.00` `38519`

Interior

Building Area	4,897 sqft Adjusted Area
1st Floor Area	3,752 sqft

Exterior

Year Built	Built 2017
Lot Area	218,671 sqft (5.02 acres)

Location & Zoning

Account Number	38519
Old Parcel Number	091I-31 -001/05.00
Street Address	408 STOKES RD
City	FLORA
State	MS
Zip	39071-9570
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A-1
Legal Description	5.02 AC IN SW1/4 SE1/4
Legal Range	01E
Legal Township	09N
Legal Section	31
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4011
Census Tract	30302

Owner

408 Stokes Rd is owned and occupied by two individuals who acquired it in February 2015.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	408 STOKES RD, FLORA, MS 39071-9570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit BANKPLUS
May 15, 2020	Deed of Trust, Mortgage BANKPLUS
Mar 25, 2020	Deed of Trust, Mortgage BANKPLUS
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK PLUS
Dec 4, 2017	Deed of Trust, Mortgage BANKPLUS LN OPERATIONS
Dec 4, 2017	Deed of Trust, Mortgage BANKPLUS
Jul 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANKPLUS
Feb 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANK PLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2015
Deed Sale	Feb 3, 2015
Deed Document Number	0003169449
Deed Book / Page	3169 / 449
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STOKES RD, FLORA, MS 39071-9570

Mortgage

Document Number	004122/794
Date	Oct 26, 2021
Book Page	4122/794
Instrument	942652

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Oct 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Document Number	0000891544
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	0000891544
Date	May 21, 2020
Book Page	003855/000237
Instrument	891544

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	84 Months
Due	May 20, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Document Number	0000888087
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	0000888087
Date	Mar 31, 2020
Book Page	003833/000771
Instrument	888087

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Document Number	0000880174
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	0000880174
Date	Nov 21, 2019
Book Page	003789/000396
Instrument	880174

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Nov 20, 2026

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Document Number	0000835710
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STOKES RD FLORA MS 390719570, FLORA, MS 39071-9570

Mortgage

Document Number	0000835710
Date	Mar 23, 2018
Book Page	003583/000072
Instrument	835710

Lender

Name	BANK PLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Mar 22, 2025

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Document Number	0000829290
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STOKES RD FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number	0000829290
Date	Dec 5, 2017
Book Page	003550/000151
Instrument	829290

Lender

Name	BANKPLUS LN OPERATIONS
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	84 Months
Due	Dec 4, 2024

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Document Number	0000829288
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIRSTT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 STOKES RD FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number	0000829288
Date	Dec 5, 2017
Book Page	003550/000137
Instrument	829288

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Jul 25, 2017
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Book / Page	003503 / 000645
Instrument Date	Jul 21, 2017
Instrument	817205
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 HARTFIELD DR MADISON MS 391106544, MADISON, MS 39110-6544

Mortgage

Document Number	0000817205
Date	Jul 25, 2017
Book Page	003503/000645
Instrument	817205

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 24, 2018

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Feb 22, 2017
Property Address	408 STOKES RD, FLORA, MS 39071-9570
Book / Page	003447 / 000169
Instrument Date	Feb 16, 2017
Instrument	806629
Transaction Type	Construction Loan
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 HARTFIELD DR MADISON MS 391106544, MADISON, MS 39110-6544

Mortgage

Document Number	0000806629
Date	Feb 22, 2017
Book Page	003447/000169
Instrument	806629

Lender

Name	BANK PLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 408 Stokes Rd was $3,651 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,651.00 Homeowner's exemption	$42,447	$424,470 Land $50,200 Building $374,270
2024	$3,651.00
2023	$3,651.00 Homeowner's exemption	$42,447	$424,470 Land $50,200 Building $374,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Stokes Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1983–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Stokes Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	301 / 172

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Stokes Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures