417 Second St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 417 Second St, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,728 sqft Living Area
Lot Size	4,956 sqft (0.113 acres)
Occupancy	Owner Occupied
Last Sale	$26,000 (2011)
Tax Bill	$4,513.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.45-1-27`
Alternative APN	`150004904500010270000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,728 sqft Living Area
1st Floor	864 sqft 1st Floor
2nd Floor	864 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	4,956 sqft (0.113 acres)
Depth X Width	118 ft x 42 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Porch Area	250 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	417 SECOND ST
City	SCHENECTADY
State	NY
Zip	12306-5021
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1006
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.45-1-27

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 SECOND ST, SCHENECTADY, NY 12306-5021
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUNMARK FCU
Feb 24, 2021	Quit Claim Arm's Length for NE States, Transfer PAC ABSTRACT & TTL SVCS LLC
Feb 24, 2021	Quit Claim Deed, Transfer PAC ABSTRACT & TTL SVCS LLC
Mar 18, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 06, 2019	Quit Claim Deed, Transfer Quitclaim Document
Sep 21, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2011 · Amount on Record
Deed Sale	Jan 26, 2011 · Amount on Record
Prior Sale	Aug 27, 2010
Deed Doc Number	20113820
Deed Book / Page	1833 / 464
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 30, 2021
Property Address	417 SECOND ST, SCHENECTADY, NY 12306-5021
Document Number	0000030932
Book / Page	2061 / 784
Instrument Date	Jun 21, 2021
Instrument	202130932
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	FORD & REALE TITLE SVCS LLC, FORD AND REALE TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1119 HOWARD ST, 1119, SCHENECTADY, NY 12303-1240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 CARRIE ST # 2, 2, SCHENECTADY, NY 12308-2207

Mortgage

Document Number	0000030933
Date	Jun 30, 2021
Instrument	202130933

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

February 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 24, 2021
Property Address	417 SECOND ST, SCHENECTADY, NY 12306-5021
Document Number	0000007289
Book / Page	2052 / 892
Instrument Date	Nov 23, 2020
Instrument	202107289
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	PAC ABSTRACT & TTL SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 HOWARD ST, SCHENECTADY, NY 12303-1240

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 24, 2021
Property Address	417 SECOND ST, SCHENECTADY, NY 12306-5021
Document Number	0000007288
Book / Page	2052 / 889
Instrument Date	Nov 23, 2020
Instrument	202107288
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	PAC ABSTRACT & TTL SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 18, 2019
Property Address	417 SECOND ST, SCHENECTADY, NY 12306-5021
Document Number	0000011685
Book / Page	002007 / 000512
Instrument Date	Mar 14, 2019
Instrument	11685
Transaction Type	Transfer
Record Updated	Apr 01, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 06, 2019
Property Address	417 SECOND ST, SCHENECTADY, NY 12306-5021
Document Number	0000009779
Book / Page	002006 / 000871
Instrument Date	Mar 06, 2019
Instrument	9779
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Document Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 21, 2018
Property Address	417 SECOND ST, SCHENECTADY, NY 12306-5021
Document Number	0000042150
Book / Page	001996 / 000275
Instrument Date	Sep 21, 2018
Instrument	42150
Transaction Type	Foreclosure
Record Updated	Oct 09, 2018

Transaction

Tax	$0.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,513.00 (+33.72%)	$81,200 (-) Land $12,200 Building $69,000	$134,459 (+30.82%) Land $20,202 Building $114,257
2023		$81,200 (-) Land $12,200 Building $69,000	$102,785 (+3.8%) Land $15,443 Building $87,342
2022		$81,200 Land $12,200 Building $69,000	$99,024 Land $14,878 Building $84,146
2021	$3,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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