Kane County property record for 422 S River Ln, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,276 sqft · built 1956 |
| Lot Size | 0.273 acres (11,887 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,165,000 (Jun 2026) |
| Tax Bill | $18,462 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-226-011 |
| Primary APN | 12-10-226-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 2,552 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 11,887 sqft (0.273 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 422 S RIVER LN |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE ADD LOTS 6 & 7 BLK2 |
| Legal Subdivision | RIVERSIDE |
| Legal Block | 2 |
| Legal Lot Number | 6&7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
422 S River Ln is owned by an individual who bought it in June 2026.
Source: Kane County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 S 3RD ST, 308, GENEVA, IL 60134-2788 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Jun 30, 2026 | Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Oct 22, 1997 · Amount on File |
| Deed Document Number | 202627228 |
| Prior Transfer Date | Feb 23, 1999 |
| Prior Transfer Doc | 0000053316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 422 S RIVER LN, GENEVA, IL 60134-2756 |
| Document Number | 0000032902 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202632902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | CUNA MUTUAL GROUP |
| Name | Verified Name |
|---|---|
| Address | 422 S RIVER LN, GENEVA, IL 60134-2756 |
| Document Number | 0000032902, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202632902 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 30, 2026 |
| Property Address | 422 S RIVER LN, GENEVA, IL 60134-2756 |
| Document Number | 0000027228 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202627228 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,497.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000027229, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202627229 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 422 S River Ln was $18,462.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,462.00 Homeowner's exemption | $263,628 (+8.5%) Land $52,977 Building $210,651 | $791,200 (+8.5%) Land $158,995 Building $632,206 |
| 2024 | $242,975 Land $48,827 Building $194,148 | $729,217 Land $146,540 Building $582,677 | |
| 2022 | $16,636.00 (+2.95%) Homeowner's exemption | $205,246 (+3.86%) Land $41,245 Building $164,001 | $615,738 (+3.86%) Land $123,735 Building $492,003 |
| 2021 | $16,160.00 Homeowner's exemption | $197,618 Land $39,712 Building $157,906 | $592,854 Land $119,136 Building $473,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 422 S River Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 422 S River Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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