Kane County property record for 413 S River Ln, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 1931 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $830,000 (Aug 2019) |
| Tax Bill | $27,179 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Feb 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-227-005 |
| Primary APN | 12-10-227-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,146 sqft Living Area |
| Gross Area | 4,292 sqft |
| 1st Floor Area | 2,146 sqft |
| Basement Area | 2,146 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Lot Area | 14,898 sqft (0.342 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 413 S RIVER LN |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 8 PT 1 8 GENEVA |
| Legal Subdivision | RIVERSIDE |
| Legal Block | 2 |
| Legal Lot Number | 6-9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 852608 |
413 S River Ln is owned by a company that acquired it in November 2022 and is owner-occupied.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 413 S RIVER LN, GENEVA, IL 60134-2755 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 14, 2022 | Intrafamily Transfer, Transfer |
| Feb 7, 2017 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Aug 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on File |
| Deed Sale | Aug 30, 2019 · Amount on File |
| Prior Sale | Dec 2, 2015 · Amount on File |
| Deed Document Number | 201939961 |
| Last Transfer Date | Nov 14, 2022 |
| Transfer Doc | 0000054670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 14, 2022 |
| Property Address | 413 S RIVER LN, GENEVA, IL 60134-2755 |
| Document Number | 0000054670 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022K054670 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 413 S RIVER LN, GENEVA, IL 60134-2755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 413 S RIVER LN, GENEVA, IL 60134-2755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007286 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 2017K007286 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 416 Months |
| Due | Oct 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | 6-Month LIBOR |
| Max Rate | 21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 413 S RIVER LN, GENEVA, IL 60134-2755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000071690 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021K071690 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 30, 2019 |
| Property Address | 413 S RIVER LN, GENEVA, IL 60134-2755 |
| Document Number | 0000039961 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 2019K039961 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO LAND AGENCY SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3172 ADAMSON DR, GENEVA, IL 60134-4669 |
| Document Number | 0000039963 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019K039963 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 413 S River Ln was $27,179 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,179.00 Homeowner's exemption | $384,319 (+8.5%) Land $52,977 Building $331,342 | $1,153,418 (+8.5%) Land $158,995 Building $994,424 |
| 2024 | $354,211 Land $48,827 Building $305,384 | $1,063,058 Land $146,540 Building $916,519 | |
| 2022 | $24,481.00 (+5.56%) Homeowner's exemption | $299,210 (+3.86%) Land $41,245 Building $257,965 | $897,630 (+3.86%) Land $123,735 Building $773,895 |
| 2021 | $23,192.00 Homeowner's exemption | $288,090 Land $39,712 Building $248,378 | $864,270 Land $119,136 Building $745,134 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 S River Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 S River Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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