402 S River Ln, Geneva, IL 60134 Property Records

Kane County property record for 402 S River Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,231 sqft · built 1958
Lot Size0.172 acres (7,500 sqft)
Owner2 Company Names on Record
Last Sale$1,049,000 (Nov 2022)
Tax Bill$29,338 (2025)
Deeds & MortgagesNov 2023 Transfer
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-10-226-006

Property Details

APN / Parcel Number

Primary APN12-10-226-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,231 sqft Living Area
1st Floor Area2,231 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area7,500 sqft (0.172 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address402 S RIVER LN
CityGENEVA
StateIL
Zip60134-2756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE ADD. - LOT 1 BLK 2
Legal SubdivisionRIVERSIDE ADD
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2034
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address402 S RIVER LN, GENEVA, IL 60134-2756
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 7, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 10, 2018Warranty Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2022 · Amount on Record
Deed SaleNov 7, 2022 · Amount on Record
Prior SaleOct 12, 2021 · Amount on Record
Deed Document Number202254028
Last Transfer DateNov 13, 2023
Transfer Doc0000040642
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 17, 2023
Property Address402 S RIVER LN, GENEVA, IL 60134-2756
Document Number0000040642
Instrument DateNov 13, 2023
Instrument2023K040642
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address402 S RIVER LN, GENEVA, IL 60134-2756

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateNov 7, 2022
Property Address402 S RIVER LN, GENEVA, IL 60134-2756
Document Number0000054028
Instrument DateNov 4, 2022
Instrument2022K054028
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,049.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address402 S RIVER LN, GENEVA, IL 60134-2756

Mortgage

Document Number0000054029
DateNov 7, 2022
Instrument2022K054029
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate6.87%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 12, 2021
Property Address402 S RIVER LN, GENEVA, IL 60134-2756
Document Number0000076874
Instrument DateOct 4, 2021
Instrument2021K076874
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$954.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 S RIVER LN, GENEVA, IL 60134-2756

Mortgage

Document Number0000077288
DateOct 12, 2021
Instrument2021K077288
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 10, 2018
Property Address402 S RIVER LN, GENEVA, IL 60134-2756
Document Number0000001578
Instrument DateDec 15, 2017
Instrument1578
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7S719 DONWOOD DR NAPERVILLE IL 605409449, NAPERVILLE, IL 60540-9449

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,338.00 (+11.03%)$414,212 (+8.5%) Land $48,161 Building $366,051$1,243,133 (+8.5%) Land $144,541 Building $1,098,592
2024$381,762 (+18.38%) Land $44,388 Building $337,374$1,145,744 (+18.43%) Land $133,217 Building $1,012,527
2022$26,424.00 (+768.07%) Homeowner's exemption$322,484 (+3.86%) Land $37,496 Building $284,988$967,452 (+3.86%) Land $112,488 Building $854,964
2021$3,044.00$310,498 Land $36,102 Building $274,396$931,494 Land $108,306 Building $823,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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