Franklin County property record for 422 S Bernhardt Ave, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 856 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $240 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-12.0-2-099-046.000 |
| Primary APN | 25-1-12.0-2-099-046.000 |
|---|
| Total Rooms | 5 Rooms |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 422 S BERNHARDT AVE |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW NW E OF HWY H&N OF E SPRINGFIELD RD |
| Legal Range | 4W |
| Legal Township | 42N |
| Legal Section | 12 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 800502 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 S MAIN ST, 5, GERALD, MO 63037-2287 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2014 |
| Deed Sale | Nov 19, 2014 |
| Deed Document Number | 201415456 |
| Last Transfer Date | Jan 13, 2023 |
| Transfer Doc | 0000000550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 422 S BERNHARDT AVE, GERALD, MO 63037-2302 |
| Document Number | 0000006149 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 207 ROSEBUD AVE E ROSEBUD MO 630911204, ROSEBUD, MO 63091-1204 |
| Document Number | 0000006149 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 6149 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 26, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240.00 (+10.6%) | $3,734 (-0.69%) | $19,650 (-0.71%) Land $18,400 Building $1,250 |
| 2023 | $217.00 (-2.25%) | $3,760 | $19,790 Land $18,400 Building $1,390 |
| 2022 | $222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERALD PWS serves 1,383 people · EPA ID MO6010303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: FireServe, Wisper ISP.
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