320 S Bernhardt Ave, Gerald, MO 63037 Property Records

Franklin County property record for 320 S Bernhardt Ave, Gerald, MO 63037

Property Summary

Property Type	Light Industrial
Details	2,820 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-12.0-2-099-023.100`

Property Details

APN / Parcel Number

Primary APN	`25-1-12.0-2-099-023.100`

Interior

Building Area	2,820 sqft Total Area

Exterior

Year Built	Built 2000
Lot Area	13,068 sqft (0.3 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	320 S BERNHARDT AVE
City	GERALD
State	MO
Zip	63037-2300
Property Category	Industrial
Property Type	Industrial > Light Industrial
Legal Description	NORTH AMERICAN RECLOSERS & SWITCHGEARS PT NW NW E OF HWY H
Legal Range	04W
Legal Township	42
Legal Section	12
Legal Quarter	NW
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1007
Census Tract	800502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 S BERNHARDT AVE, GERALD, MO 63037-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Warranty Deed, Transfer HP VENTURES LLC
Jul 26, 2017	Quit Claim Deed, Transfer US TITLE
Jul 26, 2017	Warranty Deed, Transfer · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018
Deed Sale	Jun 27, 2018
Prior Sale	Jul 26, 2017
Deed Document Number	1808906
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 27, 2018
Property Address	320 S BERNHARDT AVE, GERALD, MO 63037-2300
Document Number	0000008906
Instrument Date	Jun 27, 2018
Instrument	8906
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 S BERNHARDT AVE GERALD MO 630372300, GERALD, MO 63037-2300

Mortgage

Document Number	8907
Date	Jun 27, 2018
Instrument	8907

Lender

Name	HP VENTURES LLC
Address	3752 BLOCKS BRANCH RD, OWENSVILLE, MO 65066-3006

Agreement

Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 26, 2017
Property Address	320 S BERNHARDT AVE, GERALD, MO 63037-2300
Document Number	0000011200
Instrument Date	Jul 21, 2017
Instrument	11200
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	700 CENTRAL EXPY S ALLEN TX 750138098, ALLEN, TX 75013-8098

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 26, 2017
Property Address	320 S BERNHARDT AVE, GERALD, MO 63037-2300
Document Number	0000011201
Instrument Date	Jul 21, 2017
Instrument	11201
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3752 BLOCKS BRANCH RD OWENSVILLE MO 650663006, OWENSVILLE, MO 65066-3006

Mortgage

Document Number	11202
Date	Jul 26, 2017
Instrument	11202

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (+3.84%)	$28,986 (-5.75%)	$90,580 (-5.75%) Land $8,000 Building $82,580
2023	$1,928.00 (+8.01%)	$30,755	$96,110 Land $8,000 Building $88,110
2022	$1,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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