500 S Bernhardt Ave, Gerald, MO 63037 Property Records

Franklin County property record for 500 S Bernhardt Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$809 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-1-12.0-2-099-048.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-12.0-2-099-048.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1920
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	189 sqft

Location & Zoning

Street Address	500 S BERNHARDT AVE
City	GERALD
State	MO
Zip	63037-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW E OF HWY H
Legal Range	04W
Legal Township	42
Legal Section	12
Legal Quarter	NW
Legal Subdivision	TRACTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1003
Census Tract	800502

Owner

Source: Franklin County records · APN 25-1-12.0-2-099-048.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	500 S BERNHARDT AVE, GERALD, MO 63037-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2020
Deed Sale	Mar 16, 2020
Prior Sale	Mar 23, 2010
Deed Document Number	2003711
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 16, 2020
Property Address	500 S BERNHARDT AVE, GERALD, MO 63037-2355
Document Number	0000003711
Instrument Date	Mar 11, 2020
Instrument	3711
Transaction Type	Transfer
Record Updated	Apr 07, 2020
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 S BERNHARDT AVE GERALD MO 630372355, GERALD, MO 63037-2355

Mortgage

Document Number	3712
Date	Mar 16, 2020
Instrument	3712

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	2330 SILVER CREST CT, WASHINGTON, MO 63090-6730

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+17.93%)	$12,590 (+6.17%)	$66,260 (+6.17%) Land $13,440 Building $52,820
2023	$686.00 (-5.51%)	$11,858	$62,410 Land $13,440 Building $48,970
2022	$726.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Whittrio, Wisper ISP.

Based on FCC filings for 68 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010303, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GERALD PWS serves 1,383 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.