402 Oleander Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 402 Oleander Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2020
Lot Size	0.38 acres (16,548 sqft)
Owner	Individual Name on Record
Last Sale	$477,337 (Feb 2023)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R97102`

Property Details

APN / Parcel Number

Primary APN	`R97102`
Alternative APNs	`S4382-000A-0013-00-0R` `97102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Living Area
Gross Area	2,281 sqft
1st Floor Area	1,826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,548 sqft (0.38 acres)
Lot Dimensions	146 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	402 OLEANDER DR
City	FATE
State	TX
Zip	75189-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS AT MORGAN CREEK PH 1, BLOCK A, LOT 13
Legal Subdivision	THE MEADOWS AT MORGAN CREEK PH 1
Legal Tract	13
Legal Block	A
Legal Lot Number	13
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2003
Census Tract	40411

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 OLEANDER DR, FATE, TX 75189-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2021	Warranty Deed, Transfer ROCKWALL COUNTY ABSTRACT AND TITLE, ROCKWALL CNTY ABSTRACT&TITLE
Jan 4, 2021	Quit Claim Deed, Construction Loan OTHER
Jan 4, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DAS ACQUISITION
Apr 28, 2020	Loan Modification, Mortgage TRUIST BK
Dec 27, 2019	Loan Modification, Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	20231773
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	0000000041
Record Updated	Sep 20, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 9, 2023
Property Address	402 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000001773
Map Reference	CAB J SL 357
Instrument Date	Feb 7, 2023
Instrument	20230000001773
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5317 HERITAGE CIR, SACHSE, TX 75048-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 OLEANDER DR, FATE, TX 75189-5175

Mortgage

Document Number	0000001774
Date	Feb 9, 2023
Instrument	20230000001774

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jan 4, 2021
Property Address	402 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000039
Instrument Date	Dec 23, 2020
Instrument	39
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ROCKWALL COUNTY ABSTRACT AND TITLE, ROCKWALL CNTY ABSTRACT&TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

January 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jan 4, 2021
Property Address	402 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000040
Instrument Date	Dec 23, 2020
Instrument	40
Transaction Type	Construction Loan
Record Updated	Jan 22, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 4, 2021
Property Address	402 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000041
Map Reference	CAB J SL 357
Instrument Date	Dec 23, 2020
Instrument	20210000000041
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 OLEANDER DR, FATE, TX 75189-5175
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000042
Date	Jan 4, 2021
Instrument	20210000000042

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	402 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000010399
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000010399
Date	May 20, 2020
Instrument	10399

Lender

Name	TRUIST BK
Address	2001 ROSS AVE # 2700, DALLAS, TX 75201-2929

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 19, 2021

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	402 OLEANDER DR, FATE, TX 75189-5175
Document Number	0000000023
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	AMERICAN LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601

Mortgage

Document Number	0000000023
Date	Jan 2, 2020
Instrument	23

Lender

Name	TRUIST BK
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,208 (+5.15%) Land $105,000 Building $267,208	$372,208 (+5.15%) Land $105,000 Building $267,208
2025	$5,620.00 (-8.97%) Homeowner's exemption	$353,989 (-4.91%) Land $105,000 Building $248,989	$353,989 (-4.91%) Land $105,000 Building $248,989
2024	$6,174.00 (+14.91%)
2023	$5,373.00 (-13.31%) Homeowner's exemption	$372,248 Land $120,750 Building $251,498	$372,248 Land $120,750 Building $251,498
2021	$6,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Peoples Communications Fixed Wireless	500 / 60
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Rise Broadband.

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