393 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 393 Ocean Cay Blvd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,895 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,500 (May 2019)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`162881-0750`

Property Details

APN / Parcel Number

Primary APN	`162881-0750`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	2,357 sqft
1st Floor Area	1,895 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	393 OCEAN CAY BLVD
City	SAINT AUGUSTINE
State	FL
Zip	32080-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/23-28 OCEAN CAY LOT 75 OR4726/1611
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OCEAN CAY
Legal Block	1
Legal Lot Number	75
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3018
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	393 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
May 20, 2019	Warranty Deed, Transfer LAND TITLE/AMERICA INC
Apr 28, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	201934633
Deed Book / Page	4726 / 1611
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	393 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4801
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4801

Mortgage

Document Number	0062911161
Date	Jan 20, 2026
Book Page	6291/1161
Instrument	2026004626

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	393 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4801
Document Number	0048681672
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	393 OCEAN CAY BLVD ST AUGUSTINE FL 320804801, ST AUGUSTINE, FL 32080-4801

Mortgage

Document Number	0048681672
Date	Jan 21, 2020
Book Page	004868/001672
Instrument	4638

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2019
Property Address	393 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4801
Document Number	0047261611
Book / Page	004726 / 001611
Instrument Date	May 10, 2019
Instrument	34633
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$2,397.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	393 OCEAN CAY BLVD ST AUGUSTINE FL 320804801, ST AUGUSTINE, FL 32080-4801

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 28, 2017
Property Address	393 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4801
Document Number	0043651154
Book / Page	4365 / 1154
Map Reference	MB71 PG23
Instrument Date	Apr 27, 2017
Instrument	2017029438
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,232.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4420 RACE TRACK RD, 4420, SAINT JOHNS, FL 32259-2086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-4801

Mortgage

Document Number	2017029439
Date	Apr 28, 2017
Instrument	2017029439

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,142 (+2.7%)	$476,206 (-7.4%) Land $135,000 Building $341,206
2025	$3,314.00 (+13.14%) Homeowner's exemption	$259,145 (+2.9%)	$514,262 (+2.94%) Land $135,000 Building $379,262
2024	$2,929.00 (+2.09%) Homeowner's exemption	$251,842 (+3%)	$499,588 (+8.64%) Land $122,000 Building $377,588
2023	$2,869.00 (+3.13%) Homeowner's exemption	$244,507 (+3%)	$459,847 (+3.31%) Land $122,000 Building $337,847
2022	$2,782.00 Homeowner's exemption	$237,385	$445,100 Land $117,600 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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