422 E Ohio St, Bluffton, IN 46714 Property Records

Wells County property record for 422 E Ohio St, Bluffton, IN 46714

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,886 sqft · built 1980
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual on Record
Tax Bill$1,083 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN90-08-04-511-046.000-004

Property Details

APN / Parcel Number

Primary APN90-08-04-511-046.000-004
Alternative APNs
  • 00001538092
  • 0100866100

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,886 sqft Living Area
1st Floor Area1,886 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions85.8 ft deep x 124 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001538092
Street Address422 E OHIO ST
CityBLUFFTON
StateIN
Zip46714-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRW & JW TOWNLEYS SOUTH ADD LOT 45 & S 17'OF LOT 46 & E 6' OF LOT 40 (4-M)
Legal SubdivisionR W & J W TOWNLEYS SOUTH ADD
Legal Lot Number45,46
JurisdictionWELLS IN
Township / Civil DivisionHARRISON
Census Block Group3
Census Block3009
Census Tract40500

Owner

Source: Wells County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address422 E OHIO ST, BLUFFTON, IN 46714-3326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2022
Deed SaleAug 2, 2022
Deed Document Number20223408
Last Transfer DateAug 10, 2022
Transfer Doc0000003509
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address422 E OHIO ST, BLUFFTON, IN 46714-3326
Transaction TypeMortgage
Record UpdatedFeb 1, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020230062
DateJan 9, 2023
Instrument20230062
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBluffton City
CountyWells County
County SubdivisionHarrison Township
Unified School DistrictBluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,083.00 (+1.69%) Homeowner's exemption$152,200 (+9.5%) Land $22,100 Building $130,100$152,200 (+9.5%) Land $22,100 Building $130,100
2024$1,065.00 (+46.29%)
2023$139,000 (+15.83%) Land $22,100 Building $116,900$139,000 (+15.83%) Land $22,100 Building $116,900
2022$728.00$120,000 Land $13,600 Building $106,400$120,000 Land $13,600 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON UTILITIES WATER DEPT
serves 10,298 people · EPA ID IN5290001
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: Verizon.

Nearby Properties on E Ohio St

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