Mercer County property record for 422 E North St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,825 sqft · built 1941 |
| Lot Size | 0.163 acres (7,128 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,666 (May 2025) |
| Tax Bill | $2,085 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-062400.0000 |
| Primary APN | 05-062400.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,825 sqft Living Area |
| Basement Area | 957 sqft |
| Finished Basement | 957 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Lot Area | 7,128 sqft (0.163 acres) |
| Lot Dimensions | 132 ft deep x 54 ft wide |
| Street Address | 422 E NORTH ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FETZERS ADD LOT#: 248 |
| Legal Subdivision | FETZERS ADD |
| Legal Lot Number | 248 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3584 MERCER AUGLAIZE COUNTY RD, MINSTER, OH 45865-9717 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK |
| May 30, 2019 | Fiduciary Deed, Transfer SUPERIOR CU INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Document Number | 20251762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 422 E NORTH ST, COLDWATER, OH 45828-1344 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 422 E NORTH ST, COLDWATER, OH 45828-1344 |
| Document Number | 202500005479 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 202500005479 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 30, 2019 |
| Property Address | 422 E NORTH ST, COLDWATER, OH 45828-1344 |
| Document Number | 201900002210 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 201900002210 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 E NORTH ST, COLDWATER, OH 45828-1344 |
| Document Number | 201900002211 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 201900002211 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,085.00 | $62,650 (-) Land $6,230 Building $56,420 | |
| 2024 | $2,085.00 (+1.91%) | $62,650 (-) Land $6,230 Building $56,420 | |
| 2023 | $2,046.00 (+19.58%) | $62,650 (+34.47%) Land $6,230 Building $56,420 | $179,000 (+34.49%) Land $17,800 Building $161,200 |
| 2022 | $1,711.00 | $46,590 Land $4,660 Building $41,930 | |
| 2020 | $133,100 Land $13,300 Building $119,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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