421 E North St, Coldwater, OH 45828 Property Records

Mercer County property record for 421 E North St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 938 sqft · built 1941
Lot Size	0.163 acres (7,128 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (May 2019)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-060600.0000`

Property Details

APN / Parcel Number

Primary APN	`05-060600.0000`
Alternative APN	`08-27-360-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	7,128 sqft (0.163 acres)
Lot Dimensions	132 ft deep x 54 ft wide

Location & Zoning

Street Address	421 E NORTH ST
City	COLDWATER
State	OH
Zip	45828-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FETZERS ADD LOT#: 228
Legal Subdivision	FETZERS ADD
Legal Lot Number	228
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2025
Census Tract	967700

Owner

Source: Mercer County records · APN 05-060600.0000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 E NORTH ST, COLDWATER, OH 45828-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Document Number	20192229
Prior Transfer Date	Jul 16, 2009
Prior Transfer Doc	0000005197
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	May 31, 2019
Property Address	421 E NORTH ST, COLDWATER, OH 45828-1345
Document Number	201900002229
Instrument Date	May 25, 2019
Instrument	201900002229
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E NORTH ST, COLDWATER, OH 45828-1345

Mortgage

Document Number	201900002230
Date	May 31, 2019
Instrument	201900002230

Lender

Name	THE ST HENRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00	$30,730 (-) Land $6,230 Building $24,500
2024	$1,023.00 (+1.99%)	$30,730 (-) Land $6,230 Building $24,500
2023	$1,003.00 (+19.69%)	$30,730 (+34.6%) Land $6,230 Building $24,500	$87,800 (+34.66%) Land $17,800 Building $70,000
2022	$838.00	$22,830 Land $4,660 Building $18,170
2020			$65,200 Land $13,300 Building $51,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Mutual Telephone Company Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
New Knoxville Telephone Company/GoldStar Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLDWATER VILLAGE serves 4,774 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.