Mercer County property record for 405 E North St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,415 sqft · built 1936 |
| Lot Size | 0.287 acres (12,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,520 (Oct 2008) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-007200.0000 |
| Primary APN | 05-007200.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,132 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 12,540 sqft (0.287 acres) |
| Lot Dimensions | 132 ft deep x 95 ft wide |
| Street Address | 405 E NORTH ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUT LOT LOT 35 |
| Legal Subdivision | VILLAGE OF COLDWATER |
| Legal Lot Number | 35 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E NORTH ST, COLDWATER, OH 45828-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DYNAMIC FCU |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Aug 30, 2017 | Deed of Trust, Mortgage SUPERIOR CU INC |
| Jun 10, 2020 | Deed of Trust, Mortgage SUPERIOR CU INC |
| Feb 3, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2008 · Amount on Record |
| Deed Sale | Oct 16, 2008 · Amount on Record |
| Deed Document Number | 20085801 |
| Last Transfer Date | Feb 2, 2021 |
| Transfer Doc | 0000000765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 405 E NORTH ST, COLDWATER, OH 45828-1345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200004015 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 202200004015 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 405 E NORTH ST, COLDWATER, OH 45828-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700004387 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 201700004387 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 405 E NORTH ST, COLDWATER, OH 45828-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700004044 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 201700004044 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 405 E NORTH ST, COLDWATER, OH 45828-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000003210 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 202000003210 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | BLUFFTON, OH 45817 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 3, 2021 |
| Property Address | 405 E NORTH ST, COLDWATER, OH 45828-1345 |
| Document Number | 202100000765 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 202100000765 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 405 E NORTH ST, COLDWATER, OH 45828-1345 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,980.00 | $59,470 (-) Land $10,960 Building $48,510 | |
| 2024 | $1,980.00 (+1.96%) | $59,470 (-) Land $10,960 Building $48,510 | |
| 2023 | $1,942.00 (+27.93%) | $59,470 (+43.86%) Land $10,960 Building $48,510 | $169,900 (+43.86%) Land $31,300 Building $138,600 |
| 2022 | $1,518.00 | $41,340 Land $8,190 Building $33,150 | |
| 2020 | $118,100 Land $23,400 Building $94,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures