Laurel County property record for 422 E 5th St, London, KY 40741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 930 sqft · built 1947 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,500 (Sep 2022) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-90-00-089.00 |
| Primary APN | 050-90-00-089.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 322945 |
|---|---|
| Street Address | 422 E 5TH ST |
| City | LONDON |
| State | KY |
| Zip | 40741-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT & HOUSE |
| Legal Subdivision | NORTH HILLS SUBDIVISION |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | LONDON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 970500 |
422 E 5th St is owned and occupied by two individuals who acquired it in June 2023.
Source: Laurel County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 E 5TH ST, LONDON, KY 40741-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 29, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on File |
| Deed Sale | Sep 21, 2022 · Amount on File |
| Prior Sale | Sep 21, 2022 · Amount on File |
| Deed Document Number | 2022460229 |
| Deed Book / Page | 793 / 703 |
| Last Transfer Date | Jun 30, 2023 |
| Transfer Doc | 0000575581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Apr 7, 2025 |
| Property Address | 422 E 5TH ST, LONDON, KY 40741-1314 |
| Document Number | 00D823/857 |
| Book / Page | D823 / 857 |
| Map Reference | MB 27 PG 630 |
| Instrument Date | Apr 1, 2025 |
| Instrument | 604323 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 E 5TH ST, LONDON, KY 40741-1314 |
| Name | Verified Name |
|---|---|
| Address | 422 E 5TH ST, LONDON, KY 40741-1314 |
| Investor | Possibly a Property Investor |
| Document Number | 0000604325 |
|---|---|
| Date | Apr 7, 2025 |
| Instrument | 604325 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Jul 29, 2019 |
| Property Address | 422 E 5TH ST, LONDON, KY 40741-1314 |
| Document Number | D755/568 |
| Book / Page | D755 / 568 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 366941 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 BILL MAYS RD, 340, LONDON, KY 40744-8161 |
| Name | Verified Name |
|---|---|
| Address | 422 E 5TH ST, LONDON, KY 40741-1314 |
The 2025 property tax bill for 422 E 5th St was $972.
Source: Laurel County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Municipality | London City |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 | $125,000 Land $20,000 Building $105,000 | $125,000 Land $20,000 Building $105,000 |
| 2023 | $988.00 | $125,000 | $125,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 422 E 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 422 E 5th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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