406 E 5th St, London, KY 40741 Property Records

Laurel County property record for 406 E 5th St, London, KY 40741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$809 (2025)
Deeds & Mortgages	Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`050-90-00-084.00`

Property Details

APN / Parcel Number

Primary APN	`050-90-00-084.00`
Alternative APNs	`322939` `60563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	264 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	322939
Street Address	406 E 5TH ST
City	LONDON
State	KY
Zip	40741-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	0.19 ACRE & HOUSE
Legal Subdivision	FIRST BOREING ADD
Jurisdiction	LAUREL KY
Township / Civil Division	LONDON
Census Block Group	2
Census Block	2034
Census Tract	970500

Owner

406 E 5th St is owned and occupied by an individual who acquired it in September 2017.

Source: Laurel County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	406 E 5TH ST, LONDON, KY 40741-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 20, 2017
Transfer Doc	D736/564
Record Updated	Jun 8, 2026

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUREL KY
Recording Date	Oct 19, 2017
Property Address	406 E 5TH ST, LONDON, KY 40741-1314
Document Number	D736/564
Book / Page	D736 / 564
Map Reference	DB 520 PG 687
Instrument Date	Sep 20, 2017
Instrument	538180
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 E 5TH ST, 406, LONDON, KY 40741-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E 5TH ST, LONDON, KY 40741-1314
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 406 E 5th St was $809.

Source: Laurel County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Laurel County
Municipality	London City
Unified School District	Laurel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00	$104,000 Land $15,000 Building $89,000	$104,000 Land $15,000 Building $89,000
2023	$783.00	$99,000	$99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E 5th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20