421 E 5th St, London, KY 40741 Property Records

Laurel County property record for 421 E 5th St, London, KY 40741

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,724 sqft · built 1903
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Mar 2020)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`050-90-00-045.00`

Property Details

APN / Parcel Number

Primary APN	`050-90-00-045.00`
Alternative APNs	`322897` `55677`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,024 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1903
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Terrain	Rolling
Porch	Porch
Porch Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	322897
Street Address	421 E 5TH ST
City	LONDON
State	KY
Zip	40741-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.85 ACRE & HOUSE & TINY HOUSE
Jurisdiction	LAUREL KY
Township / Civil Division	LONDON
Census Block Group	2
Census Block	2028
Census Tract	970500

Owner

421 E 5th St is owned and occupied by an individual who bought it in March 2020.

Source: Laurel County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	421 E 5TH ST, LONDON, KY 40741-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Jul 7, 2015 · Amount on File
Deed Document Number	374210
Deed Book / Page	D762 / 605
Record Updated	Jun 8, 2026

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUREL KY
Recording Date	Mar 31, 2020
Property Address	421 E 5TH ST, LONDON, KY 40741-1313
Document Number	D762/605
Book / Page	D762 / 605
Map Reference	DB 687 PG 201
Instrument Date	Mar 25, 2020
Instrument	374210
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 LAUREL RD, 1816, LONDON, KY 40744-7406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E 5TH ST, LONDON, KY 40741-1313

Tax Assessment & Valuation

The 2025 property tax bill for 421 E 5th St was $1,731.

Source: Laurel County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Laurel County
Municipality	London City
Unified School District	Laurel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00	$222,500 Land $17,500 Building $205,000	$222,500 Land $17,500 Building $205,000
2023	$1,344.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 E 5th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20