Culpeper County property record for 422 Covington St, Culpeper, VA 22701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,039 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Dec 2016) |
| Tax Bill | $1,783 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-V-1-26 |
| Primary APN | 40-V-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 841 sqft |
| Basement Area | 841 sqft |
| Unfinished Basement | 841 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20809 |
|---|---|
| Street Address | 422 COVINGTON ST |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HOMEPLACE ON PELHAM'S REACH PHASE 1 - PLAT CAB 8/68-71 LOT 26 |
| Legal Subdivision | 163 |
| Legal Phase | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 930203 |
Source: Culpeper County records · APN 40-V-1-26
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7013 OLD CAROLINA RD, GAINESVILLE, VA 20155-1815 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on Record |
| Deed Sale | Dec 16, 2016 · Amount on Record |
| Prior Sale | Mar 31, 2005 · Amount on Record |
| Deed Document Number | 20167313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 422 COVINGTON ST, CULPEPER, VA 22701-2184 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0200000304 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 200000304 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 422 COVINGTON ST, CULPEPER, VA 22701-2184 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0210002184 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 210002184 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,783.00 (-12.34%) | $414,600 (+8.7%) Land $111,100 Building $303,500 | $414,600 (+8.7%) Land $111,100 Building $303,500 |
| 2024 | $2,034.00 (+1.4%) | ||
| 2023 | $2,006.00 | $381,400 Land $85,600 Building $295,800 | $381,400 Land $85,600 Building $295,800 |
Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 | Yes |
| Xfinity | Cable | 2,000 / 250 | Yes |
| Virginia Broadband | Fixed Wireless (unlicensed) | 100 / 25 | No |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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