404 Covington St, Culpeper, VA 22701 Property Records

Culpeper County property record for 404 Covington St, Culpeper, VA 22701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage2,238 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$411,000 (2023)
Tax Bill$1,887.00 (2025)

Property Details

APN / Parcel Number

Primary APN40-V-1-24
Alternative APN
  • 20807

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,238 sqft Living Area
1st Floor774 sqft 1st Floor
Basement Area774 sqft Basement
Unfinished Basement774 sqft Unfinished
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces1 Parking Spaces
Garage Area380 sqft Garage
Deck Area192 sqft Deck
PorchPorch
Porch Area45 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number20807
Street Address404 COVINGTON ST
CityCULPEPER
StateVA
Zip22701-2184
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE HOMEPLACE ON PELHAM'S REACH PHASE 1 - PLAT CAB 8/68-71 LOT 24
Legal Subdivision163
Legal Phase1
Legal Lot Number24
JurisdictionCULPEPER VA
Minor Civil DivisionWEST FAIRFAX
Census Blockgroup1
Census Block1006
Census Tract930203

Owner

Source: Culpeper County records · APN 40-V-1-24

Assessment roll updated November 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 COVINGTON ST, CULPEPER, VA 22701-2184
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Warranty Deed, Transfer · Conventional Mortgage
CMG HOME LOANS
Oct 15, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPOR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2023 · Amount on Record
Deed SaleApr 11, 2023 · Amount on Record
Prior SaleOct 15, 2020 · Amount on Record
Deed Doc Number20231415
Record RefreshedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateApr 11, 2023
Property Address404 COVINGTON ST, CULPEPER, VA 22701-2184
Document Number0230001415
Instrument DateApr 06, 2023
Instrument230001415
Transaction TypeTransfer
Record UpdatedApr 26, 2023
Title CompanyFREEDOM TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 COVINGTON ST, CULPEPER, VA 22701-2184

Mortgage

Document Number0230001416
DateApr 11, 2023
Instrument230001416
Lender
NameCMG HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateOct 15, 2020
Property Address404 COVINGTON ST, CULPEPER, VA 22701-2184
Document Number0200007181
Instrument DateSep 11, 2020
Instrument200007181
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanyJDM TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 COVINGTON ST, CULPEPER, VA 22701-2184

Mortgage

Document Number0200007182
DateOct 15, 2020
Instrument200007182
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPOR
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number0200007183
DateOct 15, 2020
Instrument200007183
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,887.00 (-12.76%)$438,900 (+4.87%) Land $110,400 Building $328,500$438,900 (+4.87%) Land $110,400 Building $328,500
2024$2,163.00 (-1.73%)
2023$2,201.00$418,500 Land $98,300 Building $320,200$418,500 Land $98,300 Building $320,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Covington St

Nearby Streets

Search Property Records by Address or Parcel Number