Culpeper County property record for 426 Covington St, Culpeper, VA 22701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,147 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Garage | 462 sqft |
| Last Sale | $234,900 (2014) |
| Tax Bill | $2,016.00 (2025) |
| Primary APN | 40-V-1-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,147 sqft Living Area |
| 1st Floor | 2,212 sqft 1st Floor |
| Basement Area | 2,212 sqft Basement |
| Unfinished Basement | 2,212 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Porch | Porch |
| Porch Area | 28 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 20810 |
|---|---|
| Street Address | 426 COVINGTON ST |
| City | CULPEPER |
| State | VA |
| Zip | 22701-2184 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE HOMEPLACE ON PELHAM'S REACH PHASE 1 - PLAT CAB 8/68-71 LOT 27 |
| Legal Subdivision | 163 |
| Legal Phase | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | CULPEPER VA |
| Minor Civil Division | WEST FAIRFAX |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 930203 |
Source: Culpeper County records · APN 40-V-1-27
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7013 OLD CAROLINA RD, GAINESVILLE, VA 20155-1815 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Mar 11, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2014 · Amount on Record |
| Deed Sale | Dec 17, 2014 · Amount on Record |
| Prior Sale | Jun 13, 2008 · Amount on Record |
| Deed Book / Page | 1400 / 6100 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 426 COVINGTON ST, CULPEPER, VA 22701-2184 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0200000305 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 200000305 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 426 COVINGTON ST, CULPEPER, VA 22701-2184 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0210002238 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 210002238 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,016.00 (-12.84%) | $468,800 (+4.02%) Land $110,900 Building $357,900 | $468,800 (+4.02%) Land $110,900 Building $357,900 |
| 2024 | $2,313.00 (-2.41%) | ||
| 2023 | $2,370.00 | $450,700 Land $98,800 Building $351,900 | $450,700 Land $98,800 Building $351,900 |
Source: FEMA National Flood Hazard Layer, Culpeper County (51047C), updated February 25, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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