422 Carmel Creeper Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 422 Carmel Creeper Pl, Encinitas, CA 92024

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 929 sqft · built 1999
Lot Size1.41 acres (61,707 sqft)
OwnerCompany Name on File
Last Sale$470,000 (Aug 2014)
Tax Bill$7,904 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2021 Transfer
Flood ZoneZone X (minimal risk)
APN256-330-55-04

Property Details

APN / Parcel Number

Primary APN256-330-55-04

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area929 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Lot Area61,707 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address422 CARMEL CREEPER PL
CityENCINITAS
StateCA
Zip92024-7706
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeER-MU2
Legal DescriptionLOT 5 US 19PER DOC98-142314&UND INT IN MODULE D IN TR 013481
Legal SubdivisionENCINITAS ESTATES
Legal Tract013481
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2002
Census Tract17603

Owner

Source: San Diego County records · APN 256-330-55-04

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address413 PIPES LN, ENCINITAS, CA 92024-8710
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
DOLAN GADDI LENDING INC
Dec 17, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2014 · Amount on Record
Deed SaleAug 27, 2014 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Document Number2014369602
Last Transfer DateNov 02, 2021
Transfer Doc0000852281
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address422 CARMEL CREEPER PL, ENCINITAS, CA 92024-7706
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 PIPES LN, ENCINITAS, CA 92024-8710

Mortgage

Document Number0000721056
DateOct 18, 2021
Instrument2021-0721056
Lender
NameDOLAN GADDI LENDING INC
TypeMortgage Company
AddressCARLSBAD, CA 92009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 17, 2021
Property Address422 CARMEL CREEPER PL, ENCINITAS, CA 92024-7706
Document Number0000852281
Map ReferenceMAP 13481
Instrument DateNov 02, 2021
Instrument2021-0852281
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address413 PIPES LN, ENCINITAS, CA 92024-8710

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$576,153 (+2%) Land $413,394 Building $162,759
2025$7,904.00 (+13.74%)$564,857 (+4.04%) Land $405,289 Building $159,568
2023$6,949.00 (+4.83%)$542,925 Land $389,552 Building $153,373
2022$6,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Spectrum.

Based on FCC filings for 358 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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