410 Carmel Creeper Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 410 Carmel Creeper Pl, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,268 sqft · built 1999
Lot Size	1.41 acres (61,707 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Jul 2002)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`256-330-55-03`

Property Details

APN / Parcel Number

Primary APN	`256-330-55-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	61,707 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	410 CARMEL CREEPER PL
City	ENCINITAS
State	CA
Zip	92024-7705
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU2
Legal Description	LOT 5 US 18PER DOC98-142314&UND INT IN MODULE D IN TR 013481
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013481
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17603

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	410 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Intrafamily Transfer, Transfer
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit USE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2002 · Amount on Record
Deed Sale	Jul 17, 2002 · Amount on Record
Prior Sale	Aug 28, 1998 · Amount on Record
Deed Document Number	2002598838
Prior Transfer Date	Jul 12, 2000
Prior Transfer Doc	0000372748
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2022
Property Address	410 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705
Document Number	0000398362
Map Reference	MAP 13481
Instrument Date	Oct 3, 2022
Instrument	2022-0398362
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	410 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	410 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263901
Date	Jun 27, 2022
Instrument	2022-0263901

Lender

Name	USE CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,098 (+2%) Land $295,449 Building $184,649
2025	$6,892.00 (+14.77%) Homeowner's exemption	$470,685 (+4.04%) Land $289,656 Building $181,029
2023	$6,005.00 (+5.65%) Homeowner's exemption	$452,409 Land $278,409 Building $174,000
2022	$5,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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