San Diego County property record for 406 Carmel Creeper Pl, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,088 sqft · built 1999 |
| Lot Size | 1.41 acres (61,707 sqft) |
| Owner | Individual Name on File |
| Last Sale | $690,000 (Aug 2020) |
| Tax Bill | $9,786 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-330-55-02 |
| Primary APN | 256-330-55-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,088 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 61,707 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 406 CARMEL CREEPER PL |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7705 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ER-MU2 |
| Legal Description | LOT 5 US 17PER DOC98-142314&UND INT IN MODULE D IN TR 013481 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013481 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 17603 |
Source: San Diego County records · APN 256-330-55-02
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2020 | Grant Deed, Transfer · Conventional with PMI PENNYMAC |
| Jul 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Jun 14, 2013 · Amount on Record |
| Deed Document Number | 2020457745 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 0000376043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 406 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 406 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705 |
| Document Number | 0000676797 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-0676797 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 14, 2020 |
| Property Address | 406 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705 |
| Document Number | 0000457745 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 457745 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $759.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 CARMEL CREEPER PL ENCINITAS CA 920247705, ENCINITAS, CA 92024-7705 |
| Document Number | 457746 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 457746 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 14, 2020 |
| Property Address | 406 CARMEL CREEPER PL, ENCINITAS, CA 92024-7705 |
| Document Number | 0000376043 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 376043 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 406 CARMEL CREEPER PL ENCINITAS CA 920247705, ENCINITAS, CA 92024-7705 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $761,811 (+2%) Land $306,418 Building $455,393 | |
| 2025 | $9,786.00 (+12.22%) Homeowner's exemption | $746,874 (+4.04%) Land $300,410 Building $446,464 |
| 2023 | $8,720.00 (+4.26%) Homeowner's exemption | $717,874 Land $288,746 Building $429,128 |
| 2022 | $8,364.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710021, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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