422 6th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 422 6th Ave, Watervliet, NY 12189

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,148 sqft · built 1900
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Dec 2007)
Tax Bill	$11,085 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`011800 44.49-1-46`

Property Details

APN / Parcel Number

Primary APN	`011800 44.49-1-46`
Alternative APNs	`180004404900010460000000` `04404900010460000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,148 sqft Total Area
1st Floor Area	1,074 sqft
2nd Floor Area	1,074 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	96 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04404900010460000000
Street Address	422 6TH AVE
City	WATERVLIET
State	NY
Zip	12189-3840
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	ALBANY NY
Township / Civil Division	WATERVLIET
Census Block Group	1
Census Block	1002
Census Tract	13400

Owner

422 6th Ave, a duplex, is owned and occupied by an individual who bought it in December 2007.

Source: Albany County and Watervliet City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	422 6TH AVE, WATERVLIET, NY 12189-3840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 16, 2019	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2007 · Amount on File
Deed Sale	Dec 19, 2007 · Amount on File
Prior Sale	Dec 19, 2007 · Amount on File
Deed Document Number	200710096272
Deed Book / Page	2906 / 242
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	422 6TH AVE, WATERVLIET, NY 12189-3840
Document Number	0000020802
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 6TH AVE WATERVLIET NY 121893840, WATERVLIET, NY 12189-3840

Mortgage

Document Number	0000020802
Date	Oct 3, 2019
Instrument	20802

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	422 6TH AVE, WATERVLIET, NY 12189-3840
Document Number	0000020803
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 6TH AVE WATERVLIET NY 121893840, WATERVLIET, NY 12189-3840

Mortgage

Document Number	0000020803
Date	Oct 3, 2019
Instrument	20803

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 422 6th Ave was $11,085 with a homeowner's exemption, up 94.6% from the year before.

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Watervliet City
Unified School District	Watervliet City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,085.00 (+94.58%) Homeowner's exemption
2025	$5,697.00 Homeowner's exemption	$122,300 Land $29,700 Building $92,600	$207,922 Land $50,493 Building $157,429
2023		$122,300 Land $29,700 Building $92,600	$175,971 Land $42,734 Building $133,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 6th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 6th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET CITY serves 9,889 people · EPA ID NY0110127
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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