412 6th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 412 6th Ave, Watervliet, NY 12189

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,875 sqft · built 1890
Lot Size	0.132 acres (5,760 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2023)
Tax Bill	$4,505 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011800 44.49-1-44`

Property Details

APN / Parcel Number

Primary APN	`011800 44.49-1-44`
Alternative APNs	`180004404900010440000000` `04404900010440000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,875 sqft Total Area
1st Floor Area	989 sqft
2nd Floor Area	886 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,760 sqft (0.132 acres)
Lot Dimensions	96 ft deep x 60 ft wide
Porch	Slab
Porch Area	307 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04404900010440000000
Street Address	412 6TH AVE
City	WATERVLIET
State	NY
Zip	12189-3840
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	WATERVLIET
Census Block Group	1
Census Block	1002
Census Tract	13400

Owner

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	412 6TH AVE, WATERVLIET, NY 12189-3840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on File
Deed Sale	Aug 14, 2023 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Document Number	202314366
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	0000015071
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	412 6TH AVE, WATERVLIET, NY 12189-3840
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 23RD ST, WATERVLIET, NY 12189-2036

Mortgage

Document Number	0000004367
Date	Aug 14, 2023
Instrument	R2023-14367

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBANY NY
Recording Date	Jun 30, 2017
Property Address	412 6TH AVE, WATERVLIET, NY 12189-3840
Document Number	0000005071
Instrument Date	Jun 28, 2017
Instrument	R2017-15071
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 6TH AVE, 412, WATERVLIET, NY 12189-3840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 7TH AVE, WATERVLIET, NY 12189-3619

Mortgage

Document Number	0000005072
Date	Jun 30, 2017
Instrument	R2017-15072

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Watervliet City
Unified School District	Watervliet City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,505.00 (+2.81%)
2025	$4,382.00	$117,900 (-) Land $30,400 Building $87,500	$200,442 (+18.16%) Land $51,683 Building $148,759
2023		$117,900 Land $30,400 Building $87,500	$169,640 Land $43,741 Building $125,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET CITY serves 9,889 people · EPA ID NY0110127
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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