Albany County and Watervliet City property record for 428 6th Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,496 sqft · built 1920 |
| Lot Size | 0.132 acres (5,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,500 (Nov 2022) |
| Tax Bill | $5,728 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 44.49-1-47 |
| Primary APN | 011800 44.49-1-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 660 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,760 sqft (0.132 acres) |
| Lot Dimensions | 96 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 382 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04404900010470000000 |
|---|---|
| Street Address | 428 6TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13400 |
428 6th Ave is owned and occupied by two individuals who bought it in November 2022.
Source: Albany County and Watervliet City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 6TH AVE, WATERVLIET, NY 12189-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on File |
| Deed Sale | Nov 30, 2022 · Amount on File |
| Prior Sale | Mar 2, 2022 · Amount on File |
| Deed Document Number | 202227772 |
| Prior Transfer Date | Jan 28, 2022 |
| Prior Transfer Doc | 0000005768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 428 6TH AVE, WATERVLIET, NY 12189-3840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 428 6TH AVE, WATERVLIET, NY 12189-3840 |
| Document Number | 0000000047 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | R2023-10047 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2026 property tax bill for 428 6th Ave was $5,728.
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,728.00 | ||
| 2025 | $149,900 Land $30,400 Building $119,500 | $254,845 Land $51,683 Building $203,162 | |
| 2023 | $149,900 Land $30,400 Building $119,500 | $215,683 Land $43,741 Building $171,942 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 6th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 428 6th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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