McHenry County property record for 4219 Ponca St, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 918 sqft · built 1955 |
| Lot Size | 0.228 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Mar 2026) |
| Tax Bill | $5,931 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-277-008 |
| Primary APN | 09-34-277-008 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Basement Area | 918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.228 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 324 sqft |
| Street Address | 4219 PONCA ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0016383 LT 11 COONEY HEIGHTS 3RD ADDN |
| Legal Subdivision | COONEY HEIGHTS 3RD ADDN |
| Legal Block | 277 |
| Legal Lot Number | 11 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 870605 |
4219 Ponca St is owned by two individuals who bought it in March 2026.
Source: McHenry County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1722 REAGAN BLVD, MCHENRY, IL 60051-3605 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Jan 17, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Mar 25, 2021 · Amount on File |
| Deed Document Number | 20268583 |
| Prior Transfer Date | Oct 28, 1996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 31, 2026 |
| Property Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Document Number | 0000008583 |
| Map Reference | MB12 PG23 DOC292379 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026R0008583 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Document Number | 0000008584 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026R0008584 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Change Frequency | 5 Years |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 25, 2021 |
| Property Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Document Number | 0000016383 |
| Map Reference | DOC292379 MB12 PG23 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021R0016383 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Document Number | 0000016384 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021R0016384 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000005015 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021R0005015 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Nov 7, 2017 |
| Property Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Document Number | 0000041434 |
| Map Reference | MB12 PG23 DOC292379 |
| Instrument Date | Nov 4, 2017 |
| Instrument | 2017R0041434 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | NLT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) |
| Address | 669 SILK OAK LANE, MCHENRY, IL 60050 |
| Document Number | 0000041435 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 2017R0041435 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 17, 2017 |
| Property Address | 4219 PONCA ST, MCHENRY, IL 60050-5339 |
| Document Number | 0000002038 |
| Map Reference | MB12 PG23 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 2017R0002038 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1509 EVERGREEN ST, HOLIDAY HILLS, IL 60051-9128 |
| Document Number | 0000002039 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 2017R0002039 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate | 4.75% |
|---|
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,931.00 | $78,115 Land $13,921 Building $64,194 | $234,345 Land $41,763 Building $192,582 |
| 2022 | Homeowner's exemption | $64,926 Land $11,571 Building $53,355 | $194,778 Land $34,713 Building $160,065 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4219 Ponca St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4219 Ponca St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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