4215 Ponca St, McHenry, IL 60050 Property Records

McHenry County property record for 4215 Ponca St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,116 sqft · built 1959
Lot Size	0.236 acres (10,286 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2021)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-277-006`

Property Details

APN / Parcel Number

Primary APN	`09-34-277-006`

Interior

Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,116 sqft
Basement Area	1,117 sqft

Exterior

Year Built	Built 1959
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,286 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	20 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4215 PONCA ST
City	MCHENRY
State	IL
Zip	60050-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0056555 LT 13 COONEY HEIGHTS 3RD ADDN
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	COONEY HEIGHTS 3RD ADD
Legal Block	277
Legal Lot Number	13
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3005
Census Tract	870605

Owner

4215 Ponca St is owned and occupied by an individual who bought it in October 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4215 PONCA ST, MCHENRY, IL 60050-5339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Oct 7, 2016
Deed Document Number	2021R0056555
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 18, 2021
Property Address	4215 PONCA ST, MCHENRY, IL 60050-5339
Document Number	0000056555
Instrument Date	Oct 4, 2021
Instrument	2021R0056555
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4215 PONCA ST, MCHENRY, IL 60050-5339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 PONCA ST, MCHENRY, IL 60050-5339

Mortgage

Document Number	0000056556
Date	Oct 18, 2021
Instrument	2021R0056556

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$55,701 Land $11,571 Building $44,130	$167,103 Land $34,713 Building $132,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4215 Ponca St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4215 Ponca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20