4303 Ponca St, McHenry, IL 60050 Property Records

McHenry County property record for 4303 Ponca St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,120 sqft · built 1965
Lot Size0.218 acres (9,519 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-278-001

Property Details

APN / Parcel Number

Primary APN09-34-278-001

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Finished Basement840 sqft

Exterior

Year BuiltBuilt 1965
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area9,519 sqft
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4303 PONCA ST
CityMCHENRY
StateIL
Zip60050-5341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 97R031097 LT 9 COONEY HEIGHTS 3RD ADDN
Legal Range08E
Legal Township45N
Legal Section34
Legal SubdivisionCOONEY HEIGHTS 3RD ADD
Legal Block278
Legal Lot Number9
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3006
Census Tract870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4303 PONCA ST, MCHENRY, IL 60050-5341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2003
Deed SaleOct 22, 2003
Prior SaleMay 28, 1997 · Amount on Record
Deed Document Number2003R0145401
Record UpdatedJun 7, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4303 PONCA ST, MCHENRY, IL 60050-5341
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043716
DateDec 28, 2018
Instrument2018R0043716
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueDec 5, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Disabled Person's exemption$61,469 Land $11,571 Building $49,898$184,407 Land $34,713 Building $149,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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