4217 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 4217 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1999
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2026)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-56-C-12`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-56-C-12`
Alternative APNs	`28-37-15-56-0000C.0-0012.00` `2853326`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,902 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	105 ft deep x 54 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	146 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2853326
Street Address	4217 MOUNT CARMEL LN
City	MELBOURNE
State	FL
Zip	32901-8665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	EAGLE LAKE LOT 12 BLK C
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE
Legal Block	C
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2019
Census Tract	65127

Owner

4217 Mount Carmel Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Brevard County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4217 MOUNT CARMEL LN, MELBOURNE, FL 32901-8665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CREDIT UNION
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jan 29, 2024	Warranty Deed, Transfer PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Jan 29, 2024 · Amount on File
Deed Document Number	2026168419
Deed Book / Page	10704 / 720
Prior Transfer Date	Nov 17, 2004
Prior Transfer Doc	0000369616
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 17, 2026
Property Address	4217 MOUNT CARMEL LN, MELBOURNE, FL 32901-8665
Document Number	0000168419
Book / Page	10704 / 720
Instrument Date	Aug 12, 2026
Instrument	2026168419
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	CLOSING USA LLC, CLOSING CITY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 MOUNT CARMEL LN, MELBOURNE, FL 32901-8665

Mortgage

Document Number	0000168420,
Date	Aug 17, 2026
Instrument	2026168420

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4217 MOUNT CARMEL LN, MELBOURNE, FL 32901-8665
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 PALMWOOD DR, MELBOURNE, FL 32935-6046

Mortgage

Document Number	0105181155
Date	Jan 7, 2026
Book Page	10518/1155
Instrument	2026002892

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 29, 2024
Property Address	4217 MOUNT CARMEL LN, MELBOURNE, FL 32901-8665
Document Number	0099791956
Book / Page	9979 / 1956
Map Reference	MB 43 PG 55
Instrument Date	Jan 24, 2024
Instrument	2024017842
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 CLUBVIEW DR, WOODSTOCK, GA 30189-7022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 MOUNT CARMEL LN, MELBOURNE, FL 32901-8665

Tax Assessment & Valuation

The 2025 property tax bill for 4217 Mount Carmel Ln was $2,668 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,930 (+2.69%)	$254,240 (-11.35%)
2025	$2,668.00 Homeowner's exemption	$185,920	$286,790
2023	$951.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$100,350	$287,260 Land $49,500 Building $237,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4217 Mount Carmel Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4217 Mount Carmel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Mount Carmel Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures