4246 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 4246 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1998
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (May 2017)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	May 2021 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-56-B-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-56-B-4`
Alternative APNs	`28-37-15-56-0000B.0-0004.00` `2853311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	212 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2853311
Street Address	4246 MOUNT CARMEL LN
City	MELBOURNE
State	FL
Zip	32901-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	EAGLE LAKE LOT 4 BLK B
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE
Legal Block	B
Legal Lot Number	4
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2002
Census Tract	65127

Owner

4246 Mount Carmel Ln is owned and occupied by an individual who acquired it in May 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4246 MOUNT CARMEL LN, MELBOURNE, FL 32901-8664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 26, 2017	Warranty Deed, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Mar 27, 2008 · Amount on File
Deed Document Number	2017111419
Last Transfer Date	May 22, 2021
Transfer Doc	0091310022
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	May 24, 2021
Property Address	4246 MOUNT CARMEL LN, MELBOURNE, FL 32901-8664
Document Number	0091310022
Book / Page	9131 / 22
Map Reference	MB 43 PG 55&56
Instrument Date	May 22, 2021
Instrument	2021133014
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4246 MOUNT CARMEL LN, MELBOURNE, FL 32901-8664

May 2017: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 26, 2017
Property Address	4246 MOUNT CARMEL LN, MELBOURNE, FL 32901-8664
Document Number	0078992763
Book / Page	007899 / 002763
Instrument Date	May 23, 2017
Instrument	111419
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	TITLE SECURITY AND ESCROW/CTRL FL, TITLE SEC & ESCROW/CTRL FL

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4246 MOUNT CARMEL LN MELBOURNE FL 329018664, MELBOURNE, FL 32901-8664

Mortgage

Document Number	78992764
Date	May 26, 2017
Book Page	007899/002764
Instrument	111420

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4246 Mount Carmel Ln was $2,544 with a homeowner's exemption, up 5.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,740 (+2.7%)	$238,600 (-11.69%)
2025	$2,544.00 (+5.74%) Homeowner's exemption	$178,910	$270,180
2024	$2,406.00 (+2.69%)
2023	$2,343.00 (+6.94%) Homeowner's exemption	$168,810 (+3%)	$272,470 (+12.53%) Land $45,000 Building $227,470
2022	$2,191.00 Homeowner's exemption	$163,900	$242,130 Land $40,000 Building $202,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4246 Mount Carmel Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4246 Mount Carmel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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