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4187 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 4187 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,902 sqft · built 2002
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$266,500 (Sep 2005)
Tax Bill$5,006 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-15-80-*-80

Property Details

APN / Parcel Number

Primary APN28-37-15-80-*-80
Alternative APNs
  • 28-37-15-80-00000.0-0080.00
  • 2858022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,902 sqft Living Area
Gross Area2,644 sqft
1st Floor Area1,902 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Width57 ft Width
Garage TypeAttached
Garage Area480 sqft
PorchFlorida Room
Porch Area262 sqft
Deck Area522 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2858022
Street Address4187 MOUNT CARMEL LN
CityMELBOURNE
StateFL
Zip32901-8682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionEAGLE LAKE TWO PHASE TWO LOT 80
Legal Range37E
Legal Township28S
Legal Section15
Legal SubdivisionEAGLE LAKE TWO PHASE TWO
Legal Phase2
Legal Lot Number80
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2019
Census Tract65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4187 MOUNT CARMEL LN, MELBOURNE, FL 32901-8682
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2005 · Amount on Record
Deed SaleSep 13, 2005 · Amount on Record
Prior SaleNov 9, 2001 · Amount on Record
Deed Document Number2005327786
Deed Book / Page5532 / 4592
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 26, 2023
Property Address4187 MOUNT CARMEL LN, MELBOURNE, FL 32901-8682
Document Number0097722939
Book / Page9772 / 2939
Map ReferenceMB 45 PG 91
Instrument DateApr 24, 2023
Instrument2023084079
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyGLOBAL CLOSING SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4187 MOUNT CARMEL LN, MELBOURNE, FL 32901-8682

Transferred To (Grantee/Buyer)

NameVerified Name
Address4187 MOUNT CARMEL LN, MELBOURNE, FL 32901-8682

Mortgage

Document Number0097722941
DateApr 26, 2023
Instrument9772/2941
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Mortgage

Document Number0097722958
DateApr 26, 2023
Book Page9772/2958
Instrument2023084081
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,350 (-12.52%)$278,350 (-12.52%)
2025$5,006.00 (+261.44%) Homeowner's exemption$318,180 (+179.33%) Land $60,000 Building $258,180$318,180 (+0.71%) Land $60,000 Building $258,180
2023$1,385.00 (+8.2%) Homeowner's exemption$113,910 (+2.99%)$315,940 (+10.77%) Land $45,000 Building $270,940
2022$1,280.00 Homeowner's exemption$110,600$285,220 Land $40,000 Building $245,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: T-Mobile, Verizon.

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