4217 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 4217 E FM 120, Denison, TX 75021

Property Summary

Property Type	Rural Home
Details	2,459 sqft · built 2018
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on Record
Tax Bill	$6,841 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`068 086500205`

Property Details

APN / Parcel Number

Primary APN	`068 086500205`
Alternative APN	`391403`

Interior

Building Area	2,459 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Lot Area	392,040 sqft (9 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	499 sqft

Location & Zoning

Account Number	391403
Street Address	4217 E FM 120
City	DENISON
State	TX
Zip	75021-7023
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0865 MOORE MARTIN A-G0865, ACRES 9.
Legal Subdivision	MOORE MARTIN A-G0865
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1008
Census Tract	200

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4217 E FM 120, DENISON, TX 75021-7023
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage GUILD MORTGAGE CO
Mar 2, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024
Deed Sale	May 8, 2024
Deed Document Number	2024-12307
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4217 E FM 120, DENISON, TX 75021-7023
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004075
Date	Feb 7, 2022
Instrument	2022-4075

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 2, 2021
Property Address	4217 E FM 120, DENISON, TX 75021-7023
Document Number	0000006249
Instrument Date	Mar 2, 2021
Instrument	2021-00006249
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4217 E FM 120, DENISON, TX 75021-7023

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$576,030 (-4.82%)	$735,278 (+21.5%) Land $262,800 Building $472,478
2024	$6,841.00 (+4,229.75%)
2023	$158.00 (-97.62%) Homeowner's exemption	$605,179 Land $223,920 Building $381,259	$605,179 Land $223,920 Building $381,259
2022	$6,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E FM 120

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