4243 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 4243 E FM 120, Denison, TX 75021

Property Summary

Property Type	Rural Home
Details	1,422 sqft · built 2019
Lot Size	10.1 acres (441,437 sqft)
Owner	Individual Name on Record
Tax Bill	$2,171 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068 086500201`

Property Details

APN / Parcel Number

Primary APN	`068 086500201`
Alternative APN	`112720`

Interior

Building Area	1,422 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 2019
Lot Area	441,437 sqft (10.1 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	673 sqft

Location & Zoning

Account Number	112720
Old Parcel Number	068 086500201
Street Address	4243 E FM 120
City	DENISON
State	TX
Zip	75021-7023
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0865 MOORE MARTIN A-G0865, ACRES 10.134
Legal Subdivision	MOORE MARTIN A-G0865
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1008
Census Tract	200

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4243 E FM 120, DENISON, TX 75021-7023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Jul 31, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Mar 29, 2018	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY
Apr 18, 2017	Warranty Deed, Transfer FIRST TEXOMA NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2018
Deed Sale	Aug 23, 2018
Deed Document Number	2018-19186
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4243 E FM 120, DENISON, TX 75021-7023
Document Number	0000029327
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4243 E FM 120 DENISON TX 750217023, DENISON, TX 75021-7023

Mortgage

Document Number	0000029327
Date	Dec 3, 2019
Instrument	29327

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 31, 2019
Property Address	4243 E FM 120, DENISON, TX 75021-7023
Instrument Date	Jul 26, 2019
Instrument	18168
Transaction Type	Construction Loan
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1972 STARR RD DENISON TX 750215908, DENISON, TX 75021-5908

Mortgage

Document Number	0000018168
Date	Jul 31, 2019
Instrument	18168

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 29, 2018
Property Address	4243 E FM 120, DENISON, TX 75021-7023
Document Number	0000006790
Instrument Date	Mar 26, 2018
Instrument	6790
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3215 S FANNIN AVE DENISON TX 750217826, DENISON, TX 75021-7826

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 18, 2017
Property Address	4243 E FM 120, DENISON, TX 75021-7023
Document Number	0000008090
Book / Page	005984 / 000200
Instrument Date	Apr 17, 2017
Instrument	8090
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	920 W MAIN ST DENISON TX 750203348, DENISON, TX 75020-3348

Mortgage

Document Number	8089
Date	Apr 18, 2017
Book Page	005984/000190
Instrument	8089

Lender

Name	FIRST TEXOMA NAT'L BK
Type	Bank
Address	SHERMAN, TX 75092

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,084 (-46.5%)	$481,952 (+14.55%) Land $237,009 Building $244,943
2024	$2,171.00 (-7.22%)
2023		$420,734 Land $178,460 Building $242,274	$420,734 Land $178,460 Building $242,274
2022	$2,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

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