4019 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 4019 E FM 120, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,621 sqft · built 1999
Lot Size	0.968 acres (42,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,096 (Sep 2026)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`068 086500110`

Property Details

APN / Parcel Number

Primary APN	`068 086500110`
Alternative APN	`112709`

Interior

Stories	1 Story
Building Area	1,621 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	1,621 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Lot Area	42,180 sqft (0.968 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	213 sqft
Utility Building	1,200 sqft

Location & Zoning

Street Address	4019 E FM 120
City	DENISON
State	TX
Zip	75021-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0865 MOORE MARTIN A-G0865, ACRES 1.0
Legal Subdivision	MOORE MARTIN A-G0865
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1008
Census Tract	200

Owner

Source: Grayson County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4019 E FM 120, DENISON, TX 75021-7067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jan 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 26, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGES USA
Jan 20, 2017	Grant Deed, Transfer CHICAGO TITLE/TX LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	202624809
Prior Transfer Date	Nov 1, 2016
Prior Transfer Doc	0000023749
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 25, 2026
Property Address	4019 E FM 120, DENISON, TX 75021-7067
Document Number	0000024809
Instrument Date	Sep 25, 2026
Instrument	202624809
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 E FM 120, DENISON, TX 75021-7067

Mortgage

Document Number	0000024810,
Date	Sep 25, 2026
Instrument	202624810

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4019 E FM 120, DENISON, TX 75021-7067
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 E FM 120, DENISON, TX 75021-7067

Mortgage

Document Number	0000002988
Date	Jan 28, 2022
Instrument	2022-2988

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 26, 2017
Property Address	4019 E FM 120, DENISON, TX 75021-7067
Document Number	0000011306
Book / Page	006006 / 000091
Instrument Date	May 25, 2017
Instrument	11306
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4019 E FM 120 DENISON TX 750217067, DENISON, TX 75021-7067

Mortgage

Document Number	11307
Date	May 26, 2017
Book Page	006006/000097
Instrument	11307

Lender

Name	MORTGAGES USA
Type	Mortgage Company
Address	DALLAS, TX 75244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 20, 2017
Property Address	4019 E FM 120, DENISON, TX 75021-7067
Document Number	0000001346
Book / Page	005937 / 000749
Instrument Date	Jan 6, 2017
Instrument	1346
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	CHICAGO TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 BOIS D ARC DR SHERMAN TX 750923116, SHERMAN, TX 75092-3116

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+23.84%) Homeowner's exemption	$368,670 (+11.23%)	$388,594 (+17.24%) Land $64,000 Building $324,594
2024	$3,284.00 (-4.81%)
2023		$331,459 Land $64,000 Building $267,459	$331,459 Land $64,000 Building $267,459
2022	$3,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK RIDGE SOUTH GALE WSC serves 3,153 people · EPA ID TX0910033
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, TekWav.

Cell Coverage

5G (outdoors only) and 4G LTE

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