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4213 Ponca St, McHenry, IL 60050 Property Records

McHenry County property record for 4213 Ponca St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,368 sqft · built 1956
Lot Size0.243 acres (10,626 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (May 2021)
Deeds & MortgagesDec 2023 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-277-005

Property Details

APN / Parcel Number

Primary APN09-34-277-005

Interior

Full Baths4 Baths
Half Baths3 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area2,472 sqft
1st Floor Area1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,626 sqft
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4213 PONCA ST
CityMCHENRY
StateIL
Zip60050-5339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0026321 LT 14 COONEY HEIGHTS 3RD ADDN
Legal Range08E
Legal Township45N
Legal Section34
Legal SubdivisionCOONEY HEIGHTS 3RD ADD
Legal Block277
Legal Lot Number14
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3005
Census Tract870605

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4213 PONCA ST, MCHENRY, IL 60050-5339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 14, 2021Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Deed Document Number2021R0026321
Record UpdatedJun 7, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4213 PONCA ST, MCHENRY, IL 60050-5339
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030708
DateDec 6, 2023
Instrument2023R0030708
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 14, 2021
Property Address4213 PONCA ST, MCHENRY, IL 60050-5339
Document Number0000026321
Map ReferenceMB 12 PG 23
Instrument DateMar 18, 2011
Instrument2021R0026321
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4213 PONCA ST, MCHENRY, IL 60050-5339
InvestorPossibly a Property Investor

Mortgage

Document Number0000026322
DateMay 14, 2021
Instrument2021R0026322
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051
Interest
Rate2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$62,083 Land $11,571 Building $50,512$186,249 Land $34,713 Building $151,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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