4208 Esperanza Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4208 Esperanza Way, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 948 sqft · built 1990
Lot Size	0.65 acres (2,821 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Oct 2019)
Tax Bill	$5,475 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`162-531-38-00`

Property Details

APN / Parcel Number

Primary APN	`162-531-38-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	948 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	2,821 sqft (0.65 acres)
Lot Dimensions	721 ft deep x 30 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4208 ESPERANZA WAY
City	OCEANSIDE
State	CA
Zip	92056-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 TR 011525
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	011525
Legal Block	2
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	19403

Owner

Source: San Diego County records · APN 162-531-38-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 31, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage HOOKED UP PROP SOLUTIONS INC
May 17, 2019	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
May 17, 2019	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
May 17, 2019	Grant Deed, Transfer · Construction Mortgage LARGE DREAM FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	2019498582
Prior Transfer Date	May 07, 2019
Prior Transfer Doc	0000188058
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457

Mortgage

Document Number	0000840764
Date	Dec 29, 2020
Instrument	2020-0840764

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2019
Property Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Document Number	0000498582
Map Reference	MAP 11525
Instrument Date	Oct 21, 2019
Instrument	2019-0498582
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457

Mortgage

Document Number	0000498583
Date	Oct 31, 2019
Instrument	2019-0498583

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2019
Property Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Instrument Date	May 30, 2019
Instrument	206343
Transaction Type	Construction Loan
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6555 AMBROSIA DR #1305 SAN DIEGO CA 921243232, 1305, SAN DIEGO, CA 92124-3232

Mortgage

Document Number	0000206343
Date	May 30, 2019
Instrument	206343

Lender

Name	HOOKED UP PROP SOLUTIONS INC
Address	113 ASHLAND CT, MC DONALD, PA 15057-4826

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2020

Interest

Rate	20%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2019
Property Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Document Number	0000188059
Instrument Date	May 07, 2019
Instrument	188059
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2516 VIA SORBENTE CARLSBAD CA 92008, CARLSBAD, CA 92008

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2019
Property Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Document Number	0000188058
Instrument Date	May 07, 2019
Instrument	188058
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2516 VIA SORBETE CARLSBAD CA 920101351, CARLSBAD, CA 92010-1351

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2019
Property Address	4208 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Document Number	0000188060
Instrument Date	Apr 19, 2019
Instrument	188060
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 27740 LAS VEGAS NV 891267740, LAS VEGAS, NV 89126-7740

Mortgage

Document Number	188061
Date	May 17, 2019
Instrument	188061

Lender

Name	LARGE DREAM FAMILY TRUST (PT)

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 16, 2020

Mortgage

Document Number	188062,
Date	May 17, 2019
Instrument	188062

Lender

Name	STEPHEN C & FRANCINE CORGAN
Address	13035 SEAGROVE ST, SAN DIEGO, CA 92130-3204

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$489,708 (+2%) Land $334,654 Building $155,054
2025	$5,475.00 (+8.63%)	$480,107 (+4.04%) Land $328,093 Building $152,014
2023	$5,040.00 (+0.26%)	$461,465 Land $315,353 Building $146,112
2022	$5,027.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Generate-Ubiquity Holdings, AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Esperanza Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures