421 Whitman Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 421 Whitman Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,103 sqft · built 1974
Lot Size	0.889 acres (38,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jan 2017)
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662500-000743`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662500-000743`
Alternative APNs	`352826662500000743` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,103 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	2,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	38,738 sqft (0.889 acres)
Lot Dimensions	375 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	512 sqft
Porch	Screened/Unfinished Porch
Porch Area	612 sqft
Shed	1 Shed

Location & Zoning

Street Address	421 WHITMAN RD
City	WINTER HAVEN
State	FL
Zip	33884-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 DESC AS W 375 FT OF E 400 FT OF NE1/4 OF SE1/4 OF SEC LESS S 1220 FT BEING LOT 165 OF UNREC GARDEN GROVE PINES
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	662500
Legal Block	3
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3012
Census Tract	14001

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 WHITMAN RD, WINTER HAVEN, FL 33884-2361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 2017 · Amount on Record
Deed Sale	Jan 1, 2017 · Amount on Record
Deed Book / Page	10050 / 1443
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 30, 2017
Property Address	421 WHITMAN RD, WINTER HAVEN, FL 33884-2361
Document Number	0100501443
Book / Page	010050 / 001443
Instrument Date	Jan 27, 2017
Instrument	18045
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 WHITMAN RD WINTER HAVEN FL 338842361, WINTER HAVEN, FL 33884-2361

Mortgage

Document Number	100501444
Date	Jan 30, 2017
Book Page	010050/001444
Instrument	18046

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,554 (+2.7%)	$319,501 (+0.64%) Land $50,000 Building $269,501
2025	$2,619.00 (-12.11%) Homeowner's exemption	$238,125 (+5.99%)	$317,480 (+5.1%) Land $50,000 Building $267,480
2023	$2,980.00 (+2.83%) Homeowner's exemption	$224,674 (+3%)	$302,064 (+1.42%) Land $48,000 Building $254,064
2022	$2,898.00 Homeowner's exemption	$218,130	$297,832 Land $40,000 Building $257,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20