404 Whitman Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 404 Whitman Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft · built 1972
Lot Size	0.204 acres (8,873 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2019)
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-000319`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-000319`
Alternative APNs	`362826663000000319` `62826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,869 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,873 sqft (0.204 acres)
Lot Dimensions	110 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	494 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	12 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 WHITMAN RD
City	WINTER HAVEN
State	FL
Zip	33884-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLA HIGHLANDS CO BP 3 PG 27 LOT 3 E 110 FT OF W 135 FT OF N 80 FT OF S 330 FT OF N1/2 OF NW1/4 OF SW1/4 BEING LOT 116 OF UNRE GARDEN GROVE PINES
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	3
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3012
Census Tract	14001

Owner

404 Whitman Rd is owned and occupied by an individual who bought it in December 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	404 WHITMAN RD, WINTER HAVEN, FL 33884-2359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Jan 3, 2018 · Amount on File
Deed Document Number	2019273736
Deed Book / Page	11086 / 1642
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 27, 2019
Property Address	404 WHITMAN RD, WINTER HAVEN, FL 33884-2359
Document Number	0110861642
Book / Page	011086 / 001642
Instrument Date	Dec 23, 2019
Instrument	273736
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 WHITMAN RD WINTER HAVEN FL 338842359, WINTER HAVEN, FL 33884-2359

Mortgage

Document Number	110861644
Date	Dec 27, 2019
Book Page	011086/001644
Instrument	273737

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 404 Whitman Rd was $2,142 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,683 (+2.7%)	$256,702 (-6.23%) Land $30,800 Building $225,902
2025	$2,142.00 Homeowner's exemption	$207,092	$273,755 Land $30,800 Building $242,955
2023	$2,503.00 (+0.6%) Homeowner's exemption	$195,394 (+3%)	$282,197 (+9.19%) Land $29,920 Building $252,277
2022	$2,488.00 Homeowner's exemption	$189,703	$258,448 Land $24,640 Building $233,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Whitman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Whitman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20