Polk County property record for 405 Whitman Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,125 sqft · built 1972 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (Nov 2006) |
| Tax Bill | $735 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-35-662500-000741 |
| Primary APN | 26-28-35-662500-000741 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,125 sqft Living Area |
| Gross Area | 2,697 sqft |
| 1st Floor Area | 2,125 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 42 sqft |
| Street Address | 405 WHITMAN RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 DESC AS W 115 FT OF E 140 FT OF N 80 FT OF S 965 FT OF NE1/4 OF SE1/4 BEING LOT 110 UNRE GARDEN GROVE PINES |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 662500 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14001 |
405 Whitman Rd is owned and occupied by two individuals who bought it in November 2006.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 WHITMAN RD, WINTER HAVEN, FL 33884-2360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2006 · Amount on File |
| Deed Sale | Nov 9, 2006 · Amount on File |
| Deed Document Number | 2006273214 |
| Deed Book / Page | 7049 / 1789 |
| Prior Transfer Date | Nov 3, 2006 |
| Prior Transfer Doc | 0000273214 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 405 Whitman Rd was $735 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,522 (+2.7%) | $270,156 (+1.25%) Land $42,000 Building $228,156 | |
| 2025 | $735.00 Homeowner's exemption | $95,932 | $266,811 Land $42,000 Building $224,811 |
| 2023 | $1,156.00 (+5.09%) Homeowner's exemption | $90,513 (+3%) | $254,066 (+0.72%) Land $40,000 Building $214,066 |
| 2022 | $1,100.00 Homeowner's exemption | $87,877 | $252,256 Land $33,000 Building $219,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Whitman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Whitman Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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