San Mateo County property record for 421 Wave Ave, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,595 sqft · built 2015 |
| Lot Size | 0.176 acres (7,650 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,500,000 (Dec 2015) |
| Tax Bill | $22,217 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-211-060 |
| Primary APN | 048-211-060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,595 sqft Living Area |
| 1st Floor Area | 2,595 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 7,650 sqft (0.176 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 421 WAVE AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M10000 |
| Legal Description | LOTS 24A 24B BLOCK 5 EL MAR BEACH |
| Legal Subdivision | EL MAR BEACH |
| Legal Block | 5 |
| Legal Lot Number | 24A |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 613501 |
Source: San Mateo County records · APN 048-211-060
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 421 WAVE AVE, HALF MOON BAY, CA 94019-1428 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on Record |
| Deed Sale | Dec 23, 2015 · Amount on Record |
| Prior Sale | May 16, 2014 · Amount on Record |
| Deed Document Number | 2015134979 |
| Prior Transfer Date | Dec 08, 2014 |
| Prior Transfer Doc | 0000114812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 421 WAVE AVE, HALF MOON BAY, CA 94019-1428 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 421 WAVE AVE, HALF MOON BAY, CA 94019-1428 |
| Document Number | 0000142065 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 2020-142065 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,811,202 (+2%) Land $905,601 Building $905,601 | ||
| 2025 | $22,217.00 (+10.68%) | $1,775,690 (+4.04%) Land $887,845 Building $887,845 | |
| 2023 | $20,073.00 (+1.99%) | $1,706,740 Land $853,370 Building $853,370 | $1,721,160 |
| 2022 | $19,681.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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