413 Wave Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 413 Wave Ave, Half Moon Bay, CA 94019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,970 sqft · built 1972
Lot Size0.176 acres (7,650 sqft)
Owner2 Trust Names on File
Last Sale$1,250,000 (Jan 2021)
Tax Bill$2,979 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN048-211-380

Property Details

APN / Parcel Number

Primary APN048-211-380

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,970 sqft Living Area
1st Floor Area1,970 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area7,650 sqft (0.176 acres)
Lot Dimensions127 ft deep x 60 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address413 WAVE AVE
CityHALF MOON BAY
StateCA
Zip94019-1428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10008
Legal DescriptionLOTS 20 A & 20 B BLK 5 EL MAR BEACH RSM 4/49
Legal SubdivisionEL MAR BEACH
Legal Block5
Legal Lot Number20
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1001
Census Tract613501

Owner

413 Wave Ave is held in a trust since January 2021.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address6758 RANCHERIA CREEK RD, MIDPINES, CA 95345-9714
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2021 · Amount on File
Deed SaleJan 22, 2021 · Amount on File
Deed Document Number202110640
Prior Transfer DateJan 20, 2021
Prior Transfer Doc0000010640
Record UpdatedOct 29, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJan 22, 2021
Property Address413 WAVE AVE, HALF MOON BAY, CA 94019-1428
Document Number0000010640
Instrument DateJan 20, 2021
Instrument10640
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,375.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6758 RANCHERIA CREEK RD MIDPINES CA 953459714, MIDPINES, CA 95345-9714

Mortgage

Document Number10641
DateJan 22, 2021
Instrument10641
Lender
NameKEETON ALICE M 1986 TRUST (PT)
AddressPO BOX 613, EL GRANADA, CA 94018-0613
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityHalf Moon Bay City
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$119,266 (+2%) Land $23,154 Building $96,112
2025$2,979.00 (+12.76%)$116,928 (+4.04%) Land $22,700 Building $94,228
2023$2,642.00 (+6.02%)$112,389 Land $21,819 Building $90,570$1,344,240
2022$2,492.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Wave Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Wave Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people · EPA ID CA4110011
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cruzio
Fixed Wireless
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Wave Ave

Nearby Streets

Search Property Records by Address or Parcel Number