415 Wave Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 415 Wave Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,060 sqft · built 1972
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jan 2012)
Tax Bill	$10,063 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-211-490`

Property Details

APN / Parcel Number

Primary APN	`048-211-490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 WAVE AVE
City	HALF MOON BAY
State	CA
Zip	94019-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000B
Legal Description	LOTS 21A & 21B BLK 5 EL MAR BEACH RSM D/59
Legal Subdivision	EL MAR BEACH
Legal Block	5
Legal Lot Number	21A
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1001
Census Tract	613501

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 WAVE AVE, HALF MOON BAY, CA 94019-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 14, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PRINCETON CAP
Sep 14, 2017	Quit Claim Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2012 · Amount on Record
Deed Sale	Jan 19, 2012 · Amount on Record
Deed Document Number	20126710
Last Transfer Date	May 7, 2020
Transfer Doc	0000044233
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 15, 2020
Property Address	415 WAVE AVE, HALF MOON BAY, CA 94019-1428
Document Number	0000044233
Map Reference	MB D PG 59
Instrument Date	May 7, 2020
Instrument	2020-044233
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 WAVE AVE, HALF MOON BAY, CA 94019-1428

Mortgage

Document Number	0000044234
Date	May 15, 2020
Instrument	2020-044234

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 14, 2017
Property Address	415 WAVE AVE, HALF MOON BAY, CA 94019-1428
Document Number	0000080685
Instrument Date	Sep 8, 2017
Instrument	80685
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	415 WAVE AVE HALF MOON BAY CA 940191428, HALF MOON BAY, CA 94019-1428

Mortgage

Document Number	80687
Date	Sep 14, 2017
Instrument	80687

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 14, 2017
Property Address	415 WAVE AVE, HALF MOON BAY, CA 94019-1428
Document Number	0000080686
Instrument Date	Sep 8, 2017
Instrument	80686
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	415 WAVE AVE HALF MOON BAY CA 940191428, HALF MOON BAY, CA 94019-1428

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,475 (+2%) Land $448,405 Building $301,070
2025	$10,063.00 (+11.1%) Homeowner's exemption	$734,780 (+4.04%) Land $439,613 Building $295,167
2023	$9,058.00 (+2.73%) Homeowner's exemption	$706,250 Land $422,544 Building $283,706	$1,373,220
2022	$8,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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