Orange County property record for 421 Via Montego, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 1964 |
| Lot Size | 0.154 acres (6,695 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $342,000 (Aug 2000) |
| Tax Bill | $5,148 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 691-271-01 |
| Primary APN | 691-271-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 6,695 sqft (0.154 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 421 VIA MONTEGO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 4937 BLK LOT 24 |
| Legal Subdivision | SHORE CLIFFS |
| Legal Tract | 4937 |
| Legal Lot Number | 24 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 42106 |
421 Via Montego is owner-occupied and held in a trust since May 2016.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 421 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2000 · Amount on File |
| Deed Sale | Aug 31, 2000 · Amount on File |
| Prior Sale | Sep 15, 1995 · Amount on File |
| Deed Document Number | 2000457647 |
| Last Transfer Date | May 19, 2016 |
| Transfer Doc | 0000236965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 421 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 421 VIA MONTEGO, SAN CLEMENTE, CA 92672-3628 |
| Document Number | 0000334672 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021000334672 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 421 Via Montego was $5,148 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $525,636 (+2%) Land $415,819 Building $109,817 | |
| 2025 | $5,148.00 Homeowner's exemption | $515,330 Land $407,666 Building $107,664 |
| 2023 | $4,953.00 (+1.98%) Homeowner's exemption | $495,320 Land $391,836 Building $103,484 |
| 2022 | $4,857.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 421 Via Montego in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Via Montego is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cityside Fiber, Verizon.
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